Education » Articles » Credit And Debit Card Safety Tips
Credit and Debit Card Safety Tips
Your UW Credit Union Visa® cards are convenient, versatile, and safe to use. Our
secure processing means you can count on accurate transactions, 24/7, worldwide.
To help ensure your accounts remain safe, remember the following safety tips.
Your Card
- After the sale, make sure the card returned to you is yours, then place it in your
wallet.
- Be sure to sign the back of your card. If you don’t, a thief will sign your name,
and his/her signature on the sales receipt will easily match the one on your card.
- Never allow a sales clerk to write your card number on a personal check as identification.
Your Statement
- Keep in mind the approximate date that you receive your statement. If it’s late,
call.
- Carefully review your monthly statement. If anything looks unusual, call.
- Shred unwanted statements and preapproved credit card offers.
Actions to Take
- Report a lost or stolen card immediately. For UW Credit Union cards, call the appropriate
number listed at our Lost and Stolen Cards
page.
- If you sign a receipt that has a carbon, keep the carbon or tear it up. Do not discard
it intact.
- Only give your card number over the phone when you initiate the call.
- Be sure Internet merchants have proper security measures in place. Look for online
security signs, such as a paddle lock and key in the bottom corner, a site address
that begins https://, or the words Secure Sockets Layer (SSL). If you’re unsure,
call their customer service number to ask or place your order.
- Before you leave on a vacation, notify us of your travel dates and destination.
We have extra fraud protection on your card that alerts us to "unusual" transactions,
and location is part of the alert.
- Keep a list of your account numbers and their customer service phone numbers in
a secure location at home, in case you need to report a lost or stolen card.
- Don’t write your PIN on or near your card. It’s best to memorize it and NOT write
it anywhere.
You don’t have a UW Credit Union Visa credit or debit card?
Apply now!