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Money-Smart Resolutions
It's no surprise that very few New Year's resolutions make it past January. Yet
year after year, “pay down debt” remains in the top 3 most popular goals. This year,
resolve to make smart money management decisions throughout the year—and beyond.
Debt Consolidation
To make debts more manageable, consolidate them into a loan that charges a low interest
rate so more of your payment applies to the principal. For homeowners, a home equity
loan is generally the best option. The rate is low, and the interest is usually
tax-deductible (consult a tax advisor). If a home equity loan is not an option,
consider a low-rate personal loan.
Money-Smart Tips
For money-saving tips, budgeting tools and other resources, read our
education articles. Use our online calculator
to see how much you can save, or call us
for details. We can help.
*APR as of 2/1/07, based on credit score, and subject to change.
