Education » Articles » Top 5 Reasons to Get A Home Loan

Top Five Reasons to Get a Home Loan

We Make the Process Easy for You

Learn More » Apply Now »

Already In Your Dream Home?

Rapid Refinance

2 . 9 9 %
1
Fixed-Rate | 12-Year Term
Refinance Today
$149 Closing Costs2

Loans up to $175,000

Ideal if you’re planning to pay off your home in 15 years.

Choose the Top Mortgage Lender – More Dane County residents have put their trust in us. We are the top Dane County lender for purchases in 2010 and 2011.*

Rates are at Historic Lows – It's never been a better time to take advantage of low rates and budget-friendly payments. View our rates, and sign up to get them sent to you by email. You can also check them on your mobile phone at m.uwcu.org.

Loans for Every Situation – We have loans for every need and will work with you to determine what's right for you. We offer fixed and adjustable-rate, Federal Housing Authority (FHA), Federal Veterans Administration (VA) loans and more.

Easy Online Tools – It's simple and convenient to apply. Plus, you can take advantage of personalized rate quotes, our schedule of home buyer's seminars and more. You can even begin your home search.

Helpful Loan Officers – Our mortgage loan officers will take the time to listen to your needs in a home loan and present the best options for you. Get started by calling us at 800-533-6773, ext. 2810.

More Home Buying Articles »

* Based on the number of residential purchase loans filed at the Dane County Register of Deeds office.

1 3.001% APR (Annual Percentage Rate). 12-year, fixed-rate home loan. Rates subject to change. Assumptions: Loan amount $175,000, processing fee $149, term of 144 months and monthly payments of $1,447.81. Appraisal and title insurance are extra if applicable. Rate shown is for up to 80% loan to value. Homeowner's insurance required. Offer subject to flood certification, property, title and value verification.

2 Rapid Refinance has a $149 processing fee due at closing. Must be a primary residence and owner-occupied home. Other closing costs are waived, except for the appraisal cost if required. Appraisal costs range from $200 to $400 depending on the loan amount. Homeowner's insurance is required. $149 processing fee applies to new Rapid Refinance requests. If less than 24 months have elapsed since last Rapid Refinance, a $795 modification fee will apply.

 

QUESTIONS?

Search Common Questions
Contact Us
Phone
Local 608-232-5000
Toll Free 800-533-6773
UW Credit Union's Routing Number: 2759-7907-6
Your best interest always come first.SM
Copyright © 2013 UW Credit Union. All rights reserved.
UW Credit Union
pref 3500 University Avenue
Madison, WI 53744-4963 43.075532 -89.448226
UW Credit Union, postal PO Box 44963, Madison, WI 53744-4963
43.075532 -89.448226