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View Your Credit Score for Free Through
My Credit Score Login »
Viewing your credit score is easy.
Simply sign on to Web
Branch and you'll see a new "Personal Credit Score" section within
your Account Summary page.
New Enhancement Makes It Possible
According to a study done by FICO® Inc., the leading credit scoring firm, one in four Americans now has a credit score below 600, making it harder to buy
homes, cars and open new credit cards. It is important to know your credit score, and if necessary, do what you can to improve it. That's where My Credit Score
My Credit Score is a free online tool which enables you to better understand your credit score - one of the most important components of your financial profile.
Take advantage of these benefits.
My Score - Access your credit score free of charge and track your credit over time. Compare your score against all U.S. consumers
and see how lenders view your creditworthiness.
Credit Report Card - View a simple, straightforward snapshot of your credit report. The information provided will help you better
understand the key components impacting your credit score.
Credit Compare - See how your credit score compares to other consumers in your state.
Credit Simulator - This simulation tool allows you to plan ahead to see how financial decisions, like applying for a loan or
closing a credit line, may impact your credit score.
Viewing your credit score is easy. Simply sign on to Web Branch and you'll see a new credit score section within your Account Summary page. If you are not a Web
Branch user, you'll need to enroll online at uwcu.org.
What You Can Do to Improve Your Credit Score
Pay Your Bills on Time - This is the biggest aspect of how your score is determined and includes anything from home and auto loans, credit cards and utility bills.
Don't Max Out Your Credit Limits - Credit scores factor in how much credit you have available, so it's important to keep balances low.
Don't Open Too Many New Credit Accounts - Newly open credit tends to lower your score as well as credit inquiries. The Credit Simulator in My Credit Score can show you the potential impact to your score if you are thinking of opening a new account.
Check Your Credit Report - Then dispute any errors. Learn about the dispute process by visiting annualcreditreport.com.
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