Education » Articles » Ways to Help Pay for College
Ways to Help Pay for College
College can be expensive. Luckily, there are many options for students who are looking for ways to help fund their education.
Fill out a FAFSA - The Free Application for Federal Student Aid
Filling out a FAFSA at the beginning of each calendar year is very important. The FAFSA application is the key to receiving any Federal aid, be it loans or grants or qualifying for a Federal work study program. One major thing to remember is that even though you may think you don't qualify for any Federal aid based upon your need level, you still might. It's worth looking into.
Student Loan Checklist »
Take the time to research scholarship funds. Apply early and often. Look into community organizations and businesses. In addition, check with your high school guidance counselor, your local library and your parents' employers. Don't disregard small scholarships, like $250 or $500 per year. Even the smallest gifts add up and will contribute to your education.
Note: Beware of Web sites that charge a fee to search for scholarships for you. These are often scams.
Most campuses offer job options for students that aren't part of Federal work study programs. These are great options for students because most jobs are on or near campus, and are often affiliated with the school. Plus, most employers who recruit through colleges are usually more understanding and flexible in scheduling around classes.
Visit these sites to search for campus jobs.
Private Student Loans
After you've exhausted all your Federal options, you can turn to UW Credit Union for a Private Student Loan. Borrow up to the cost of education minus any other financial aid you have received. Be sure to maximize all available Federal options before pursuing a Private Loan.
Although you may have heard this advice before, it's tried and true. Create a budget and stick to it. It might be tough in the short run, but it will help. Check out some of our budgeting tips for help.
Student Money Management »
More College Life Articles »