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Rapid Refinance

If you're planning to pay off your home loan within 15 years and are interested in refinancing without the traditional closing costs, then our Rapid Refinance program may benefit you. Refinance today for $149¹.

Features

• Loans up to $249,900
• 12-year term with low, fixed rate
• Streamlined application process
• No pre-payment penalty
• Primary residence and owner-occupied homes including 1-4 units and condos

Note: Up to 75% cash out available for this product.

Rapid Refinance Calculator

Calculate your estimated monthly payments and compare them to a traditional 15-year home loan.

More Refinance Calculators

See for yourself how you can benefit from refinancing your home.

• Refinance Breakeven
• Should I Refinance?

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* 3.001% APR (Annual Percentage Rate). 12-year, fixed-rate home loan. Rates subject to change. Assumptions: Loan amount $249,900, processing fee $149, term of 144 months and monthly payments of $1,447.81. Appraisal and title insurance are extra if applicable. Rate shown is for up to 80% loan to value. Homeowner's insurance required. Offer subject to flood certification, property, title and value verification.

¹ Rapid Refinance has a $149 processing fee due at closing. Must be a primary residence and owner-occupied home. Other closing costs are waived, except for the appraisal cost if required. Appraisal costs range from $200 to $400 depending on the loan amount. Homeowner's insurance is required. $149 processing fee applies to new Rapid Refinance requests. If less than 24 months have elapsed since last Rapid Refinance, a $795 modification fee will apply.