Fee Schedule—Personal Accounts
Other Fee Schedules: Business Services | Organization Services
| Access Checking |
|---|
| With 4 Qualifying Services or $10,000 average combined balance in deposit accounts |
No monthly fee |
| Otherwise |
$3 |
| More than 15 checks per month |
$3 |
| Value Checking |
|---|
| With 5 Qualifying Services or $20,000 average combined balance in deposit accounts |
No monthly fee |
| Otherwise |
$6 |
| Premium Checking |
|---|
| With 7 Qualifying Services or $30,000 average combined balance in deposit accounts |
No monthly fee |
| Otherwise |
$8 |
| Checking-Related Fees |
|---|
| Checks deposited or cashed, returned unpaid | $7 ea. |
| Overdraft transfer ($100 increments) with Value or Premium Checking or from a line of credit
| Free |
| Otherwise |
$5 ea. |
| NSF/overdraft (Returned Checks or ACH) | $25 ea.
(Max of 3 fees per business day) |
| Basic Reserve (Paid Checks or ACH) | $25 ea.
(Max of 3 fees per business day) |
| Personalized printed checks | Varies |
| Stop payment | $24 ea. |
| Savings |
|---|
| With 2 Qualifying Services or minimum average balance of $1,000 | No monthly fee |
| Otherwise |
$3 |
| Transactions over stated limits | $5 ea.1 |
| NSF/overdraft (paid or returned) | $25 ea.
(Max of 3 fees per business day) |
| Debit Card or ATM Card-Related Fees |
|---|
| Debit card ATM transactions | Free, unlimited2 |
| ATM-only cards: More than 2 withdrawals at non-UW Credit Union ATMs | $1.50 ea.2 |
| Rush card and/or PIN Order | Varies |
| Card replacement for damaged, stolen or expired card | Free |
| For more than one lost card per year |
$5 ea. |
| Overdraft fee | $25 ea.
(Max of 3 fees per business day) |
| Money Market Accounts |
|---|
| Transactions over stated limits | $5-$25 ea.1 |
| NSF/overdraft (paid or returned) | $25 ea.
(Max of 3 fees per business day) |
| Investor's Indexed monthly service charge when balance falls below $10,000 | $15 |
| Trust or Estate Checking |
|---|
| No monthly service charge | |
| Miscellaneous Services |
|---|
| Cashier's check over $1,000 or with Premium Checking | Free |
| Otherwise |
$4 ea. |
| Gift checks/cards with Premium Checking | Free |
| Otherwise |
$2.50 ea. |
| International check exchange fees | Varies |
| International draft | $17 ea. |
| Money orders (up to $1,000) with Premium Checking | Free |
| Otherwise |
$2 ea. |
| Returned paper statement (invalid address) | $5 |
Safe Deposit Boxes:
Safe deposit boxes and their contents are not insured by NCUA, UW Credit Union, or any agency.
|
| 3 x 5 x 22" | $25/yr. |
| 3 x 10 x 22" or 5 x 5 x 22" | $50/yr. |
| 5 x 10 x 22" | $75/yr. |
| 10 x 10 x 22" | $100/yr. |
| Drill and rekey deposit box | Varies (min $100) |
| Lost key | $10 |
| Traveler's Checks with Premium Checking | Free |
| Otherwise: |
| 1% of face value |
| 1.5% of face value |
| Money Transfers |
|---|
| Web Branch Money Link & incoming external transfers | Free |
| Web Branch outgoing external transfers | $2 |
| Web Branch outgoing Express external transfers | $10 |
| Note: Fees from other financial institutions may apply to the services listed below. |
| Incoming wires | $10 |
| Outgoing domestic wires | $15 |
| Outgoing international wires & Vigo | Varies |
1For savings and Money Market accounts: As required by law, the number of withdrawals
by phone, check or preauthorized transfer may not exceed a combined total
of 6 a month. Excessive transfers may result in a fee, returned checks, and/or account closure.
2Surcharges by another institution may apply at their ATMs.
UW Credit Union retains the right to adjust any fees.
