| Simple DisclosureAccess Checking |
|---|
| With 4 Qualifying Services or $10,000 average combined balance in deposit accounts |
No monthly fee |
| Otherwise |
$5 |
| More than 15 checks per month |
$5 |
| Simple DisclosureValue Checking |
|---|
| With 5 Qualifying Services or $20,000 average combined balance in deposit accounts |
No monthly fee |
| Otherwise |
$8 |
| Simple DisclosurePremium Checking |
|---|
| With 7 Qualifying Services or $30,000 average combined balance in deposit accounts |
No monthly fee |
| Otherwise |
$10 |
| Checking-Related Fees |
|---|
Overdraft transfer from any account or line of credit
($100 increments at the end of the day)
| $5 ea. |
NSF returns and paid overdrafts (Basic Reserve fee) for checks and ACH items
(1
fee per account, per business day) | $30 ea.1 |
| Checks deposited or cashed, returned unpaid (Deposited item rev fee) | $10 ea. |
| Stop payment (check or ACH items) (Stop & Misc charge) | $29 ea. |
| Personalized printed checks (one free basic box/year for Premium Checking) (Deluxe-check) | Varies |
| Savings |
|---|
| With 2 Qualifying Services** or minimum average balance of $1,000 | No monthly fee |
| Otherwise |
$5 |
| Transactions over stated limits (Reg D fee) | $10 ea.2 |
| Stop payment on ACH withdrawals (Stop & misc charge) | $29 ea. |
| NSF returns and paid overdrafts (ACH) (1 fee per account, per business day) | $30 ea.1 |
| Debit Card or ATM Card-Related Fees |
|---|
| Debit card ATM transactions and purchases | Free, unlimited3 |
| ATM-only Cards: |
| More than 2 withdrawals at non-UW Credit Union ATMs |
$2 ea.3 |
| UW Credit Union cash and POS purchases |
Free, unlimited |
| Overdraft fee (recurring debits only) (1 fee per account, per day) | $30 ea.1 |
| Rush card and/or PIN Order | Varies |
| Card replacement: |
| Damaged, stolen or expired card |
Free |
| For more than one lost card per year (Replacement Debit Fee) |
$5 ea. |
| Money Market Accounts |
|---|
| Transactions over stated limits | $10 ea.2 |
| NSF returns and paid overdrafts (check or ACH) (1 fee per account, per
business day) | $30 ea.1 |
| Investor's Indexed monthly service charge when balance falls below $10,000 (Service Fee) | $15 |
| Trust or Estate Checking |
|---|
| No monthly service charge | |
| Miscellaneous Services |
|---|
| Cashier's check over $1,000 or with Premium Checking | Free |
| Otherwise |
$4 ea. |
| Gift checks/cards with Premium Checking | Free |
| For non-Premium Checking members and non-members |
$4 ea. |
| International check exchange fees | Varies |
| International draft | $17 ea. |
| Foreign Currency Shipping Cost | Varies |
| Money orders with Premium Checking (up to $1,000) | Free |
| Otherwise |
$2 ea. |
| Returned paper statement (invalid address) | $10 |
Safe Deposit Boxes:
Safe deposit boxes and their contents are not insured by NCUA, UW Credit Union or any agency.
|
| 3 x 5 x 22" | $35/yr. |
| 3 x 10 x 22" or 5 x 5 x 22" | $60/yr. |
| 5 x 10 x 22" | $85/yr. |
| 10 x 10 x 22" | $110/yr. |
| Drill and rekey deposit box (min $100) | Varies |
| Lost key | $10 |
| Traveler's Checks with Premium Checking | Free |
| Otherwise: |
| 1% of face value |
| 1.5% of face value |
| Money Transfers |
|---|
| Web Branch Money Link & incoming external transfers | Free |
| Web Branch outgoing external transfers | $2 |
| Web Branch outgoing Express external transfers | $10 |
| Note: Fees from other financial institutions may apply to the services listed below. |
| Incoming wires | $15 |
| Outgoing domestic wires | $20 |
| Outgoing international wires | Varies |
| Online Banking (through Web Branch) |
|---|
| Mobile Banking | Free 4 |
| Text Banking | Free 4 |
| Web Pay | Free |
| Money Management Tools | Free |
