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Current Rates
8
.
5
0
% APR*
Visa® Platinum Credit Card
| Visa Platinum |
8.50% APR* |
| Visa Platinum Rewards |
9.85% APR* |
Visa Platinum
Cash Rewards |
11.10% APR* |
| Visa Student2 |
9.85% APR* |
| Visa Secured |
13.95% APR* |
More rates & disclosures
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Purchasing Power & More
Our Rates Beat the National Average by 2-4.00%1
- No Annual Fee*
- No Balance Transfer Fee*
- Online Account Management
- And More
Plus, earn rewards points or cash back for your purchases.
Our cards are ideal for daily use, life's emergencies or give back to you with rewards.
Additional Benefits
Visa Platinum
Earn a rate as low as 8.50% APR* along with a spending limit that reflects your credit history.
Credit Limit: $500 and up
Features & Benefits
Visa Platinum with Rewards
Receive one point for every dollar in purchases. Redeem points for airfare, gift cards, hotel stays, merchandise and more. Plus, your points never expire, and you can enjoy a rate as low as 9.85% APR*. Learn more »
Credit Limit: $5,000 and up
Features & Benefits
Visa Platinum with Cash Rewards
Receive 1% cash back for every $1 you spend. We'll apply the cash you've earned to your credit card balance each October. Enjoy a rate as low as 11.10% APR*. Learn more »
Credit Limit: $5,000 and up
Features & Benefits
Visa Student2
Start building credit responsibly. Get a rate as low as 9.85% APR* with a reasonable credit limit that grows with you. Learn more »
Credit Limit: $500 and up
Features & Benefits
Visa Secured
Use this card to build or repair your credit history. Get a rate as low as 13.95% APR* with a credit limit that is secured by the dollar amount you set aside in savings.
Credit Limit: $500 and up
Features & Benefits
* APR is Annual Percentage Rate. The ANNUAL PERCENTAGE RATE (APR) is a variable rate and is based on the Wall Street Journal Prime Rate (Index), plus a margin. The margin for VISA Student, VISA Platinum, VISA Platinum Rewards and VISA Platinum with Cash Rewards cards is based on certain creditworthiness criteria. The APR is subject to change monthly on the first day of the billing cycle to reflect any change in the index. We will use the index value from the first day of the billing cycle month to implement the rate change. Any increase in the APR will result in additional payments of the same amount until what you owe has been repaid. Advance Transfer Option: We will begin charging interest on Advance Transfers from the transaction date. Interest rate is based on your current APR for purchases. No transaction fee. Instant Issue credit cards are subject to approval. Application & Solicitation Disclosure
1 National average as of February 2012 is 14.91%. For informational purposes only.
2 A cosigner may be necessary if you are under age 21 and your annual income is less than $2,000.
