Cards » Credit Cards » Visa Platinum with Rewards
Visa Platinum with Rewards
Earn one point for every dollar in purchases. There's no limit to the amount of points you can earn and your points never expire. Our card has no annual fee* or balance transfer fee,* and you'll enjoy a rate as low as 9.85% APR*.
Use points for:
- Gift cards to stores like Target, Macy's, Home Depot, Chili's and more
- Hotel Stays
- Charitable donations. Purchase
Charity Choice gift cards with your rewards points. Choose from over
100 charities. Donations are 100% tax deductible. See your tax advisor for details.
- Alumni design credit cardholders can donate their points to their alumni association.1
Plus, you'll enjoy:
- 24-hour customer service
- An easy-to-use online merchandise search engine
- The ability to create a wish list of merchandise
- Access to your account through Web Branch
* APR is Annual Percentage Rate. The ANNUAL PERCENTAGE RATE (APR) is a variable rate and is based on the Wall Street Journal Prime Rate (Index), plus a margin. The margin for VISA Student, VISA Platinum, VISA Platinum Rewards and VISA Platinum with Cash Rewards cards is based on certain creditworthiness criteria. The APR is subject to change monthly on the first day of the billing cycle to reflect any change in the index. We will use the index value from the first day of the billing cycle month to implement the rate change. Any increase in the APR will result in additional payments of the same amount until what you owe has been repaid. Balance Transfer and Cash Advance Options: We will begin charging interest on Balance Transfers and Cash Advances from the transaction date. Interest rate is based on your current APR for purchases. No transaction fee for Balance Transfers. Cash Advance Fee waived for transactions made in Web Branch. For Cash Advances made at an ATM or a branch, there is a $2 fee. Application & Solicitation Disclosure
1 One rewards point equivalent to $0.01. Minimum redemption is 5000 points (for a $50 donation). Donations will be made to the alumni association on cardholder's behalf. Tax letters and documentation will be facilitated by the alumni association. Option available for UW-La Crosse and UW Oshkosh Alumni Credit Card Visa Platinum with Rewards cardholders only.