Auto Loans
Get StartedBuy your next new or used car, truck or motorcycle with a low-rate auto loan.
- Fixed rate for steady monthly payments.
- Choose a term of 48, 60, 72 or 84 months for new vehicle loans.
- Choose a term of 36, 48, 60 or 72 months for used vehicle loans.
- Get a 0.25% loan rate discount with Value or Premium Rewards Checking.
- Protect your purchase with optional Payment Protection, Guaranteed Asset Protection and Vehicle Repair Coverage.
- Loans also available for RVs, boats and powersports.
Easy financing the way you want:
- Just mention you want your loan through UW Credit Union at most major dealerships or get preapproved before you shop. Visit our Auto Dealer Center to browse dealerships' inventories.
- You can also get financing when you buy from a private seller or a lease buyout.
- Check out this handy guide to make the buying process even easier.
Is your purchase new or used?
Rates and terms vary depending on the model year of your vehicle.
- New vehicles include model years for next year, this year and last year.
- Used vehicles are classified as models older than last year.
New Vehicle
Used Vehicle
Find Your Rate & Apply - It's Easy!
1
Find Your Rate
Click Get Started to get your rate. Don't worry—this won't affect your credit score.
2
Pick Your Loan
Review your options and select the loan that's right for you.
3
Apply
Submit your application and get approved within 1 business day!
Try Our Calculators
Easy Online Preapprovals
Get preapproved for your auto loan before you go to the dealership. Understand your budget and shop with confidence.
Get a Loan Rate Discount
Enjoy a 0.25% rate discount on your auto loan with Value or Premium Checking. It's easy to make the switch!
Get in Touch
You need to feel confident that you picked the best option for your vehicle loan. Our local experts are here to answer your questions and get you on to your next adventure.
ITIN Lending - UWCU is proud to accept ITIN for vehicle loan applications.