Federal Student Loan Consolidation

Research and determine if consolidation is right for you. Great Lakes' Account Payment Plan Estimator can help you decide. You may be eligible for a variety of repayment plan options without consolidating your loans.

Other Repayment Options

Depending on your situation, you may also be eligible to:

• Defer your payments if you are unemployed or experiencing an economic hardship
• Suspend your payments temporarily

To learn more, contact Great Lakes Educational Loan Services at 800-236-4300 or visit mygreatlakes.org.

If you would like further information about your consolidation options, learn about the Direct Loan program, offered through the federal government.

Note: When you consolidate your loans, you will lose any borrower benefits that were initially associated with your loans. This may include rate discounts for automatic payments or a certain number of on-time payments.