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Stafford Loan Limits

Note: If you've met the limit for Stafford loans and you're still in need of additional funds, consider a Parent PLUS loan, Graduate PLUS loan or an Alternative Student Loan from UW Credit Union.

Annual Limits

	Subsidized	Total (subsidized + unsubsidized)
Dependent* Undergraduates
First Year	$3,500	$5,500
Second Year	$4,500	$6,500
Third Year & Beyond	$5,500	$7,500
Independent* Undergraduates (and dependents whose parents are unable to borrow a PLUS loan)
First Year	$3,500	$9,500
Second Year	$4,500	$10,500
Third Year	$5,500	$12,500
Fourth Year	$5,500	$12,500
Fifth Year	$5,500	$12,500
Graduate & Professional Students
	$8,500	$20,500

Aggregate Limits

	Subsidized	Total (subsidized + unsubsidized)
Dependent* Undergraduates	$23,000	$31,000
Independent* Undergraduates (and dependents whose parents are unable to borrow a PLUS loan)	$23,000	$57,500
Graduate & Professional Students	$65,500	$138,500

*Dependent or Independent Student?

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