Savings & Investments » Savings, Certificates & Money Markets

Savings, Certificates & Money Markets

Choose from our variety of savings options to meet your growth goals.
See also: Investments | Retirement | Trusts

All accounts on this page are covered by Federal Deposit Insurance.

Money Markets This is a Qualifying Service (With $2,500 minimum) Rates Open an Account
	Unique Features	Minimum to Open	Dividends	Withdrawals	Deposits
Investor's Advantage Money Market Account	The more you save, the more you earn Competitive rate plus access to funds without penalty Order free checks to write anytime	$100	Earned on all balances. Tiered rates; compounded daily.	Unlimited online or in branch offices. Receive an additional 6 withdrawals per month by phone, check or preauthorized transfer.	Unlimited
Investor's Indexed Money Market Account	Premier rates which fluctuate with the market (CMT Index) The more you save, the more you earn Access to funds without penalty Order free checks to write anytime No fee with minimum balance	$10,000	$10,000 minimum. Tiered rates; compounded daily.
Certificates This is a Qualifying Service Rates Open an Account
	Unique Features	Minimum to Open	Dividends	Withdrawals	Deposits
Regular Certificate	Higher dividend rate in exchange for specific term Higher rates with Premium Checking or $10,000 balance Terms from 3 to 60 months	$500	Compounded daily.	Upon maturity	Upon maturity
IRA Certificate More about IRAs	Higher dividend rate in exchange for specific term Higher rates with Premium Checking or $10,000 balance Terms from 6 to 60 months Tax sheltering options to save for retirement or education
Rate Bump Certificate	Lock-in today's rate AND have the option to "bump" your rate one time during the term to the current rate 24-month term	$5,000
Smart Saver Certificate	Save more by depositing anytime Convenient ACH deposits 18 or 30-month terms	$250 with preauthorized recurring deposits			Unlimited; Minimum $25
Smart Saver Plus Certificate	Use as a holiday fund or to pay end-of-year expenses Save more by depositing anytime Convenient ACH deposits 12-month terms			Unlimited every December (min. $250 remaining balance)
Savings This is a Qualifying Service Rates Open an Account
	Unique Features	Minimum to Open	Dividends	Withdrawals	Deposits
Savings	Enables membership Use for any purpose ATM access available - ATM Locations Monthly fee waived with one other Qualifying Service	$5	$100, compounded daily.	Unlimited online or in branch offices. Receive an additional 6 withdrawals per month by phone, check or preauthorized transfer.	Unlimited
Youth Savings	Minor account Converts to a regular Savings account upon reaching age 18 No monthly service charges		$5 minimum; compounded daily.
College Fund	Custodial account No monthly service charges	$100
IRA Savings More about IRAs	Build balance by contributing anytime Convert to a certificate or other IRA investment anytime	$5		To convert or close

Fee Schedule