Student Services » Visa® Student Credit Card

Visa Student Credit Card

Our focus is serving campus communities. Our mission is to provide our college-age members with the building blocks to begin a life of financial responsibility. We educate students to budget and plan for expenses through seminars, in-person in our branches and online with articles and e-newsletters.

Our Visa® Student Credit Card is a way for you to start building credit responsibly.

Our card offers:

• No annual fee
• Low rates
• Reasonable credit limits
• Online bill payment
• No previous credit history needed

We encourage students to use their credit card for small necessities they have previously budgeted for or for emergencies. Using a credit card builds your credit history. Having good credit history can help you down the road with vehicle and home purchases, without the need for a co-signer.

Features & Benefits | Credit Card Designs

* APR is Annual Percentage Rate. The ANNUAL PERCENTAGE RATE (APR) is a variable rate and is based on the Wall Street Journal Prime Rate (Index), plus a margin. The margin for VISA Student, VISA Platinum and VISA Platinum Rewards cards is based on certain credit-worthiness criteria and the APR will not go below 9.9%. The APR for Visa Secured will not go below 14.00%. The APR is subject to change monthly on the first day of the billing cycle to reflect any change in the index. We will use the index value from the first day of the billing cycle month to implement the rate change. Any increase in the APR will result in additional payments of the same amount until what you owe has been repaid.