Current Rates: Loans
Saturday, July 31, 2010 3:21:44 PM
Apply online - uwcu.org/apply
|
Cars, Trucks, Boats, RVs, Motorcycles (2009-2011, not previously titled)
Apply Now »
|
| Term |
Monthly Payment |
APR* As Low As |
APR* With Value or Premium Checking As Low As |
|
48 Months |
$22.71
|
4.55%
|
4.30%
|
|
60 Months |
$18.64
|
4.74%
|
4.49%
|
|
72 Months |
$16.10
|
5.25%
|
5.00%
|
|
84 Months |
$14.25
|
5.50%
|
5.25%
|
Your Value or Premium Checking account must be opened at the time a loan is established to receive a lower rate. If your qualifying checking account is closed before final maturity of the loan, your rate may be increased (see a financial specialist for details). Your actual loan amount, rate and term are based on your credit history. Monthly payments are based on payment per $1,000 for the terms noted and lowest rate. Minimum loan amount is $1,000.
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Cars, Trucks, Boats, RVs, Motorcycles (2009 and older)
Apply Now »
|
| Term |
Monthly Payment |
APR* As Low As |
APR* With Value or Premium Checking As Low As |
|
36 Months |
$29.86
|
5.00%
|
4.75%
|
|
48 Months |
$22.92
|
5.00%
|
4.75%
|
|
60 Months |
$18.76
|
5.00%
|
4.75%
|
|
72 Months |
$16.10
|
5.25%
|
5.00%
|
Your Value or Premium Checking account must be opened at the time a loan is established to receive a lower rate. If your qualifying checking account is closed before final maturity of the loan, your rate may be increased (see a financial specialist for details). Your actual loan amount, rate and term are based on your credit history. Monthly payments are based on payment per $1,000 for the terms noted and lowest rate. Minimum loan amount is $1,000.
|
ATVs, snowmobiles, jet-skis, and campers
Apply Now »
|
| Term |
Monthly Payment |
APR* As Low As |
APR* With Value or Premium Checking As Low As |
|
36 Months |
$31.34
|
7.50%
|
7.25%
|
Your Value or Premium Checking account must be opened at the time a loan is established to receive a lower rate. If your qualifying checking account is closed before final maturity of the loan, your rate may be increased (see a financial specialist for details). Your actual loan amount, rate and term are based on your credit history. Monthly payments are based on payment per $1,000 for the terms noted and lowest rate. Minimum loan amount is $1,000.
|
Apply Now »
|
| Term |
Monthly Payment |
APR* As Low As |
|
60 Months |
$20.52
|
8.50%
|
Terms up to 72 months at the same APR.* Monthly payments are based on payment per $1,000 for the terms noted and lowest rate. Minimum loan amount for unsecured loans is $500.
| Apply Now » |
| Monthly Payment |
APR* As Low As |
| 3% of balance or $15 whichever is greater |
10.25%
(Prime + 7%)
|
Minimum monthly payment is $15. Minimum loan amount is $500.
Minimum monthly payment is $50. Maximum loan amount is $500.
|
Apply Now »
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| Card Type |
Monthly Payment |
APR* As Low As |
|
Visa Platinum |
2% of balance or $15 whichever is greater
|
8.50%
(Prime + 5.25%)
|
Visa Platinum with Rewards |
2% of balance or $15 whichever is greater
|
9.85%
(Prime + 6.60%)
|
|
Visa Student |
4% of balance or $15 whichever is greater
|
9.85%
(Prime + 6.60%)
|
|
Visa Secured |
2% of balance or $15 whichever is greater
|
13.95%
(Prime + 10.70%)
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Minimum loan amount for unsecured loans is $500. The ANNUAL PERCENTAGE RATE (APR) is a variable rate and is based on the Wall Street Journal Prime Rate (Index), plus a margin. The margin for VISA Student, VISA Platinum and VISA Platinum Rewards cards is based on certain credit-worthiness criteria. The APR is subject to change monthly on the first day of the billing cycle to reflect any change in the index. We will use the index value from the first day of the billing cycle month to implement the rate change. Any increase in the APR will result in additional payments of the same amount until what you owe has been repaid.
Credit Card Plan and Credit Card Application & Solicitation Disclosure
Certificate Secured Installment LoanTo Apply, Contact Us » |
| Maximum Term |
Monthly Payment |
APR* |
| 60 Months |
Varies |
Certificate dividend rate, plus 4.0% |
Minimum loan amount $500. Loan term must match certificate term (between 6 and 60 months).
*APR is Annual Percentage Rate. Rates are subject to change.