It’s never been easier to manage your money. All of our checking packages are packed with perks, no minimum balance and $0 fee options. Experience 24/7 access, Mobile Deposit, exclusive card designs, free access to your credit score and more.
Packed with Perks
We aim to make your life easier with a variety of online banking solutions. Access your accounts 24/7 through Web Branch and our Mobile App:
- Keep tabs on your accounts and view transaction history
- Deposit checks and pay bills for free
- Check your credit score for free
- Receive Notifications to stay on top of your accounts and remember important dates
- Make free person-to-person transfers
- Link your accounts to Apple Pay, Samsung Pay and Google Pay™ for quick ways to pay
More for Your Money
No hidden fees and plenty of free perks — that’s what you’ll get our checking. Plus, our account opening process is easy and transparent. Whether you apply online or visit a branch, you can be assured you will be offered an account option right for you.
- Checking account with no minimum monthly balance
- Savings account
- Free debit card with chip technology and exclusive designs
- ATMs worldwide and unlimited ATM transactions
- Online Banking & Web Pay
- Mobile Deposit
- Mobile App
- Text Banking
- Access to free credit score
- Money Management Tools
- Premium – Monthly fee waived with 7+ Qualifying Services (or $30K in average combined balance in deposit and/or loan accounts**). Otherwise, $10 monthly.
- Value – Monthly fee waived with 5+ Qualifying Services (or $20K in average combined balance in deposit and/or loan accounts**). Otherwise $8 monthly.
- Access – Monthly fee waived with 4+ Qualifying Services (or $10K in average combined balance in deposit and/or loan accounts**). Otherwise $5 monthly.
Consumer-Friendly Overdraft Practices
We save our members over $10.5 million a year in overdraft fees.*
Overdrafts can happen to even the most careful of people, and unlike most financial institutions, we’ve designed our overdraft business practices and services so that you can keep more of what you earn. For your protection and peace of mind, we offer a consumer-friendly1 line-up of overdraft protection options:
Transfer from Savings
If a transfer from your savings would prevent an overdraft, we’ll automatically transfer the money in $100 increments for a $5 transfer fee.2
Reserve Line of Credit
If you have a Reserve Line of Credit and there isn’t enough available balance in your savings, we’ll automatically transfer the money in $100 increments up to your credit limit for a $5 transfer fee.2
As a last defense, all checking accounts open over 90 days have Basic Reserve3 coverage. There’s a $30 charge for this service, the same fee as a returned check, but you’ll save the fees charged by merchants.