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Your best interest always comes first.(SM)

UW Credit Union
P.O. Box 44963
Madison, WI 53744-4963
Find a Branch or ATM
Madison608-232-5000
Nationwide800-533-6773
TDD608-232-5029
Webwww.uwcu.org
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*APR is Annual Percentage Rate. The ANNUAL PERCENTAGE RATE (APR) is a variable rate and is based on the Wall Street Journal Prime Rate (Index), plus a margin. The margin for VISA Student, VISA Platinum, VISA Platinum Rewards and VISA Platinum with Cash Rewards cards is based on certain creditworthiness criteria. The APR is subject to change monthly on the first day of the billing cycle to reflect any change in the index. We will use the index value from the first day of the billing cycle month to implement the rate change. Any increase in the APR will result in additional payments of the same amount until what you owe has been repaid. Advance Transfer Option: We will begin charging interest on Advance Transfers from the transaction date. Interest rate is based on your current APR for purchases. No transaction fee. Instant Issue credit cards are subject to approval. Application & Solicitation Disclosure

**Not necessary to open an account to win. Submission deadline 5/1/2012 with drawing held on 5/7/2012 at UW Credit Union. Winner notified by phone, mail or email. Employees and their families are not eligible to win. Must respond accepting prize within 7 calendar days, otherwise, prize will be forfeited. One entry per person. Must be age 18 or older.

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This publication does not constitute legal, accounting or other professional advice. Although it is intended to be accurate, neither the publisher nor UW Credit Union assumes liability for loss or damage due to reliance on this material.

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