Spotlight - UW Credit Union Member Newsletter

Paper Version & Newsletter Archive




			College Essentials Package Winner

			Mayfair Branch Coming Spring 2010

			Wiscard UW Credit Union Program*

			Is Owning a Hybrid Right for You?



			UW-Madison Homecoming Huddle

			Home Run Sponsorship

			UW-Madison Parents' Weekend



			Protect Your Loved Ones with Life Insurance

			Visit Wealth Monitor

			Merchant Services for Your Business




	Need budgeting advice, tips to improve your credit score, or are you thinking of buying your first home? View upcoming Financial Education Seminars and enroll »


	Tough economic times are hitting people with furloughs, pay cuts and layoffs. With budgeting and spending alternatives, you can make ends meet during challenging times. These tips also can help you save for the future expenses and emergencies. Learn strategies to live within your means »

If you're thinking of buying a home, now's a great time to take that leap. There are several advantages for buyers during the slow housing market and special incentives to make it worthwhile.

Take advantage of a buyer's market »

It's a Great Time to Become a Homeowner; Finance your home with no money down and no PMI(1); First time buyers that close by November 30 can take advantage of up to an $8,000 tax credit; Rates are at historic lows;


	Use these tips to avoid pitfalls so your budget will grow along with your children. Learn more »

Can You Really Erase Debt?
We’ve all seen and heard the TV and radio ads promising to eliminate our debt. Even though there are legitimate companies, there are things to look for and to be cautious of when using these services, in addition to better alternatives.

New Law Makes 2010 Roth IRA Conversions Possible—
Income No Longer a Factor
Beginning January 1, 2010, anyone can enjoy the benefits of converting Traditional IRAs to Roth IRAs through Section 512 of the Tax Increase Prevention and Reconciliation Act (TIPRA).

Credit Cards—The UW Credit Union Difference
Our credit cards come with consumer-friendly features including rates as low as 9.90% APR.²

UW Credit Union
P.O. Box 44963
Madison, WI 53744-4963

Madison		608-232-5000
Nationwide		800-533-6773
TDD		608-232-5029

Web		www.uwcu.org
Email		ContactUs@uwcu.org
Find a Branch or ATM

* UW-Madison formed a partnership with UW Credit Union after a competitive selection process. Full disclosure statement at wiscard.wisc.edu/uwcu. UW-Madison is not a sponsor of the Win Extra Spending Money campaign and does not coordinate or fund the contest.
1. Offer valid on closed loans through November 30, 2009. Adjustable rate mortgages are variable rate loans and the interest rate may increase at the end of the 5-year fixed rate period. Offer subject to change.
2. APR is Annual Percentage Rate. Rates subject to change.

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This publication does not constitute legal, accounting or other professional advice. Although it is intended to be accurate, neither the publisher nor UW Credit Union assumes liability for loss or damage due to reliance on this material.