UW Credit Union

Spotlight | Winter 2012
Paper Version & Newsletter Archive
Financial Education Seminars
Need budgeting advice, tips to improve your credit score, or are you thinking of buying your first home?

View Current Seminars and Enroll »
Find us on Facebook
Join the over 3,800 people who have liked our Facebook page. Learn about upcoming events, promotions, get money-saving tips and take part in our contests.


Top Five Reasons to Get a Visa Platinum with Cash Rewards Credit Card
Get Involved With Your Credit Union
The Nominating Committee is now accepting applications for Board of Director positions. Three directors will be elected by the membership in April 2012.
Learn the responsibilities and how to apply »
Get Your Credit Score for Free & So Much More - My Credit Score
In addition to seeing your credit score for free in Web Branch, registering and logging into My Credit Score gives you access to free tools.

Learn how you can save money & improve your score »
My Credit Score
Short Notes...
Creative Ways to Save Money
Start the New Year With These Savings Tips
Organize a Swap Party
Don't Let Things You Collect Get Out of Hand
Entertain Your Children Affordably
Control Emotional Spending
Learn how to implement these tips »

Private Student Loans
Fixed-Rate Option Available
When your student has maximized federal student loans and needs additional funds for school, turn to one of our Private Student Loan choices. Borrow up to $12,500 annually.
View Our Low Rates »

How Long to Keep Investment Paperwork
With the arrival of year-end statements and tax season, use these tips to help keep your paperwork organized.


HOME EQUITY LINE OF CREDIT - Lock Your Balance Into a Fixed-Rate Loan(1) with Our Low Rate; Learn more >>
 

Your best interest always comes first.(SM)


UW Credit Union
P.O. Box 44963
Madison, WI 53744-4963
Find a Branch or ATM
Madison608-232-5000
Nationwide800-533-6773
TDD608-232-5029
Webwww.uwcu.org
Find Us on Facebook
* APR is Annual Percentage Rate. The ANNUAL PERCENTAGE RATE (APR) is a variable rate and is based on the Wall Street Journal Prime Rate (Index), plus a margin. The margin for VISA Student, VISA Platinum, VISA Platinum Rewards and VISA Platinum with Cash Rewards cards is based on certain creditworthiness criteria. The APR is subject to change monthly on the first day of the billing cycle to reflect any change in the index. We will use the index value from the first day of the billing cycle month to implement the rate change. Any increase in the APR will result in additional payments of the same amount until what you owe has been repaid. Advance Transfer Option: We will begin charging interest on Advance Transfers from the transaction date. Interest rate is based on your current APR for purchases. No transaction fee. Application & Solicitation Disclosure.

1 You may exercise up to a total of 5 options during the draw period of your loan. Each option must be exercised for an advance/balance of at least $5,000. The first option fee is waived. A $25 fee applies for each time you exercise the option thereafter.

2 APR is annual percentage rate. Rates are subject to change.

3 5 yr. fixed—60 mo. payments of $18.41 per $1,000 borrowed.

Investments are offered through Securities America, Inc., Member FINRA/SIPC, and Financial Planning and Advisory Services offered through Securities America Advisors, Inc., an SEC Registered Investment Advisory Firm, Jeremy Marshall, Representative(s).

Not NCUA insured. No Credit Union Guarantee. May Lose Value. UW Credit Union and the Securities America companies are separate entities.

Manage your subscription to this newsletter by visiting the Alert Settings page in Web Branch. After logging in, you should choose to update the Member Newsletter alert. Select your subscription preference and click update.

This publication does not constitute legal, accounting or other professional advice. Although it is intended to be accurate, neither the publisher nor UW Credit Union assumes liability for loss or damage due to reliance on this material.

Equal Housing Opportunity; Federally Insured by NCUA

Copyright © 2011 UW Credit Union. All rights reserved.