Fee Schedule » Fee Schedule—Business Services

Small Business Fee Schedule

Small Business Checking

  • No monthly service charge, unless:
    • More than 50 checks cleared per month: $0.30 each
    • More than 50 checks or items deposited per month: $0.30 each
    • More than 50 ACH withdrawals per month: $0.30 each

Checking Related Fees

  • Checks deposited or cashed, returned unpaid: $10 each
  • NSF returns and paid overdrafts (1 fee per account, per business day): $30 each1
  • Overdraft transfer from other Business accounts ($100 increments): $5 each
  • Personalized printed checks: Varies
  • Stop payment (check or ACH items) (Stop & Misc charge): $29 each
  • Paper Statement Fee per envelope: $3


  • No monthly service charge
  • Transactions over stated limits: $10 each2
  • NSF returns and paid overdrafts (ACH) (1 fee per account, per business day): $30 each1

Debit Card or ATM Card - Related Fees

  • Debit card ATM transactions and purchases: Free, unlimited3
  • ATM-only Cards:
    • More than 2 withdrawals at non-UW Credit Union ATMs: $2 each3
    • UW Credit Union cash and POS purchases: Free, unlimited
  • Card replacement:
    • Damaged, stolen or expired card: Free
    • For more than one lost card per year (Replacement Debit Fee): $5 each
  • Overdraft fee (recurring debits only) (1 fee per account, per business day): $30 each1
  • Rush card and/or PIN order: Varies

Money Market Accounts

  • Transactions over stated limits: $10 each2
  • NSF returns and paid overdrafts (check or ACH) (1 fee per account, per business day): $30 each1
  • Investor's Indexed monthly service charge when balance falls below $10,000 (Service Fee): $15

Miscellaneous Services

  • Cashier's check: $4 each
  • Coin: $0.15 roll
  • Currency: $1/strap
  • International check exchange fees: Varies
  • International draft: $17 each
  • Foreign Currency Shipping Cost: Varies
  • Money orders (up to $1,000): $2 each
  • Returned paper statement (invalid address): $10
  • Safe Deposit Boxes:
    • Safe deposit boxes and their contents are not insured by NCUA, UW Credit Union or any agency
      • 3x5x22": $35/year
      • 3x10x22"or 5x5x22": $60/year
      • 5x10x22": $85/year
      • 10x10x22": $110/year
      • Drill and rekey deposit box (min $150): Varies
      • Lost key: $10

Money Transfers

1 ACH debit, recurring debit card and check overdrafts will not be charged overdraft fees if the resulting available balance is between zero and negative ten dollars (-$10).
2 For savings and Money Market accounts: As required by law, the number of withdrawals by check, phone, preauthorized, or domestic transfers may not exceed a combined total of six a month. Excessive transfers may result in a fee, returned checks, and/or account closure.
3 Surcharges by another institution may apply at their ATMs.

UW Credit Union retains the right to adjust any fees.

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UW Credit Union
pref 3500 University Avenue
Madison, WI 53744-4963 43.075532 -89.448226
UW Credit Union, postal PO Box 44963, Madison, WI 53744-4963
43.075532 -89.448226