1 Debit card must be active with one transaction posted within the previous four months.
2 Credit card must be active with one transaction posted within the previous four months or carry a balance greater than zero.
3 Minimum balances: Money Market - $2,500; IRAs or College Fund - $500.
4 Valid for Rewards Checking and active savings (last 12 months) accounts only.
5 $500 minimum balance required for home equity accounts.
6 Direct Deposit or Mobile Deposit must be active within the previous four months; and must total at least $200 in an active month.
ACH debit, recurring debit card and check overdrafts will not be charged overdraft fees if
the resulting available balance is between zero and negative ten dollars (-$10).
8 For savings and Money Market accounts: As required by law, the number of withdrawals by check, phone, preauthorized, or domestic
transfers may not exceed a combined total of six a month. Excessive transfers may result in a fee, returned checks, and/or account closure.
9 Surcharges by another institution may apply at their ATMs. For transactions conducted outside the U.S. or with merchants located outside the U.S.,
Visa will add a "foreign transaction fee" of 0.8% if the transaction is in U.S. Dollars, and 1% if the transaction is in another currency.
10 You may be charged for web access and text messages by your mobile carrier. Check with your carrier for details on specific fees and charges.
Note: 2 or more accounts or loans in the same category from the Qualifying Services count as 1 Qualifying Service.
UW Credit Union retains the right to adjust any fees.