Visa Benefits Visa Benefits & Protection

Details of Benefits & Protection

To learn more about any of the card benefits listed on this page, including making a claim, call us at 800-533-6773.

Consumer Services

Extended Warranty Protection
Extended Warranty Protection extends U.S. manufacturer warranties of three years or less on purchases made with your card. For warranties of less than one year, the term is doubled. For warranties of one to three years, the term is extended by one extra year.

Purchase Protection
Purchase Protection can reimburse you for a purchase made with your card that is stolen or damaged within the first 90 days of purchase, including damage due to fire, vandalism or certain weather conditions.

Warranty Manager Service
Register, manage and use warranties on eligible purchases with help from the Warranty Manager Service. Instead of searching for needed documents, you can simply make a call and get the information you need to use your warranty.

Travel Services

Roadside Dispatch®
This pay-per-use roadside assistance program offers peace of mind with emergency services such as towing, fuel delivery and tire changing. There's no enrollment needed or annual dues required, just pay a low set rate per service call.

Travel and Emergency Assistance Services
Call from anywhere in the world to get travel help - 24 hours a day, 365 days a year. Services include pre-trip information regarding exchange rates, weather, visas and immunizations; emergency ticket replacement; and emergency medical referral assistance.

Auto Rental Collision Damage Waiver
Receive auto coverage for damage due to theft or collision when you complete your auto rental transaction with your card and decline the rental company's collision damage waiver.

Travel Accident Insurance
Receive accidental death and dismemberment coverage when you purchase your travel ticket with your card. Modes of transportation that are covered include airline, ferry, train and bus.

Trip Cancellation/Trip Interruption
This benefit will reimburse you the nonrefundable costs of your travel ticket in the event you must cancel or interrupt an insured trip, up to the benefit maximum. Coverage includes flights, trains and cruise ships.

Lost Luggage Reimbursement
This benefit covers you when you use your card to purchase your travel ticket and your checked or carry-on luggage is lost by the airline or stolen.

Trip Delay Reimbursement
In the event the flight you purchased with your card is delayed by more than twelve hours or requires an overnight stay, Trip Delay Reimbursement will reimburse you for the reasonable expenses you incur as a result, up to the benefit maximum.

Baggage Delay Reimbursement
Similar to Trip Delay, Baggage Delay reimburses you for emergency replacement of essential items during an insured trip if your baggage is lost or delayed by the airline.

Concierge Services

Visa Signature Concierge Service
Take advantage of complimentary concierge services 24 hours a day, 365 days a year to book hotels, find tickets to big events, make reservations at popular restaurants, shop for the perfect gift, and much more.