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Paycheck Advance

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Current Rates
Paycheck Advance 21.75% APR*
More rates & disclosures

Our Paycheck Advance program has all of the features of traditional payday loans. However, we offer a low fixed interest rate that is significantly lower than the national average, and the service and comfort you are used to from UW Credit Union.

Use our Paycheck Advance and you will enjoy:

  • No application fee
  • No monthly service fee
  • No prepayment penalty
  • Low monthly payments
  • Use it at your convenience, without reapplying

Convenient Payment Process

We strongly encourage you to set up automatic payments that come out of your checking account on the 15th of every month. You can choose to make additional payments to your loan at any time, or set your automatic payment to pay off the loan each month.

Am I Qualified?

Members who maintain all of the below criteria may be eligible for Paycheck Advance:

  • Have been a member of UW Credit Union for more than six months
  • Have a personal checking account in good standing with a positive balance and no frequent overdrafts
  • Receive a payroll direct deposit into your checking account of at least $100 for two consecutive statement cycles
  • Maintain a positive UW Credit Union loan and credit payment history with no charge offs

Note: Access to Paycheck Advance can be discontinued if the above criteria are not continually being met.

*APR is Annual Percentage Rate. Rates subject to change.



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Contact Us
Local 608-232-5000
Toll Free 800-533-6773
UW Credit Union's Routing Number: 2759-7907-6
Your best interest always come first.SM
Copyright © 2017 UW Credit Union. All rights reserved.
UW Credit Union
pref 3500 University Avenue
Madison, WI 53744-4963 43.075532 -89.448226
UW Credit Union, postal PO Box 44963, Madison, WI 53744-4963
43.075532 -89.448226