Cosign a Private Student Loan

Here are some important items to keep in mind before you begin the cosigning process.

  1. Application in Process. The student you are cosigning for should have submitted his/her loan application before you log in to actually sign the application.
  2. Creating User ID. If this is the first time you are cosigning for a UW Credit Union Private Student Loan or you have not cosigned since February 2010, you will need to register as a new user on the website. Note: Your Web Branch ID and password will not work. Select Register and complete the required information. After you've registered, you will see the loan application where you are listed as the cosigner. Follow the messages to complete the application.
  3. Signing the Promissory Note. You can electronically sign the promissory note or print, sign and mail it for processing.
Cosign My Application »

Frequently Asked Questions

How long will the process take?

The process can take approximately 4-6 weeks. Find out more about all the steps in the Private Student Loan Application Process & Timeline.

Do I need a cosigner?

A cosigner may be necessary, for example:

  • If you have less than 2 years of credit history; or
  • If your annual income is less than $10,000

Can I apply if I don't have a Social Security number?

Both the student and the cosigner must have a Social Security number to apply.

Is membership required for the cosigner?

No, membership is not required for cosigners. Only the primary borrower must be a member of UW Credit Union.

Who is Cology?

Cology is a business partner that processes our Private Student Loan program for us. When you submit an application, mail in documentation, or call with questions, you will be working directly with Cology. You can reach Cology at 877-490-6634.



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