Checking Features
Open AccountLearn more about the perks of UW Credit Union's checking accounts.
Free Mobile Deposit
Skip a trip to the branch or ATM - with UW Credit Union's Mobile App, you can deposit checks from the convenience of your home using Mobile Deposit.
The process is easy and secure no matter what type of device you’re using. Simply submit an image of the front and back of the endorsed check using your device and funds will be deposited into your account instantly.

Worldwide ATM Coverage
Access your funds anywhere you need them with our worldwide coverage. Plus, we offer over 5,000 surcharge-free ATMs nationwide through the Alliance One network.

Free Debit Cards
All of our checking account options come with a free, chip-enabled debit card. Show your style or school spirit with our fun designs.
Free Online Bill Pay
It’s quick and easy to pay bills and loans with Web Pay. You can even schedule automatic payments. It takes just a few minutes to set up your payments in Web Branch using your UW Credit Union checking account.
Enhanced Security
We have key safeguards in place to protect your data, and we're always looking at new and improved features to make our account and card security more robust. UW Credit Union was even recognized by leading card provider, Visa, as best-in-class for the implementation of advanced features.
No Fees
Whether you apply online or visit a branch, be assured you will be offered an account without a monthly fee. By utilizing a minimum number of Qualifying Services or a meeting a threshold of combined relationship balances (checking, savings, money market, certificates, IRA, mortgage, loans and credit cards) monthly fees are waived.

No Minimum Balance
Whether you're just starting your financial journey or you tend to keep a small amount in your accounts, rest easy knowing your UW Credit Union checking account has no minimum balance requirements. This means you won't be charged fees if you have a low or zero balance on your account.