Checking Features

Learn more about the perks of UW Credit Union's checking accounts.

 

UW Credit Union personal checking icon demonstrating mobile deposit capabilities


Free Mobile Deposit

Skip a trip to the branch or ATM - with UW Credit Union's Mobile App, you can deposit checks from the convenience of your home using Mobile Deposit.

The process is easy and secure no matter what type of device you’re using. Simply submit an image of the front and back of the endorsed check using your device and funds will be deposited into your account instantly.

Learn More

Woman monitors her holiday spending in the UW Credit Union mobile app
UW Credit Union personal checking icon demonstrating worldwide ATM access


Worldwide ATM Coverage

Access your funds anywhere you need them with our worldwide coverage. Plus, we offer over 5,000 surcharge-free ATMs nationwide through the Alliance One network.

View Locations

UW Credit Union personal checking icon showing a credit score


Free Credit Score

Monitor your credit score for free in Web Branch for an instant snapshot of your creditworthiness. Track your score’s progress and get automatic alerts when changes occur.

LEARN MORE

Young woman uses her UW Credit Union debit card to make a payment online.
UW Credit Union personal checking icon showing debit cards

 


Free Debit Cards

All of our checking account options come with a free, chip-enabled debit card. Show your style or school spirit with our fun designs.

Get Started

UW Credit Union personal checking icon demonstrating online bill-pay capabilities


Free Online Bill Pay

It’s quick and easy to pay bills and loans with Web Pay. You can even schedule automatic payments. It takes just a few minutes to set up your payments in Web Branch using your UW Credit Union checking account.

Get Started


Enhanced Security

We have key safeguards in place to protect your data, and we're always looking at new and improved features to make our account and card security more robust. UW Credit Union was even recognized by leading card provider, Visa, as best-in-class for the implementation of advanced features.

Learn More

UW Credit Union personal checking icon demonstrating 24/7 account access


24/7 Access

UW Credit Union invests in the latest technology to make it easy to securely manage your finances on-the-go via your computer or mobile device.

Our Web Branch and Mobile App give you 24/7 access to features and Money Management Tools designed to make your life easier.

Learn More

Young woman uses a mobile device to access her UW Credit Union checking account
UW Credit Union checking icon demonstrating no fees


No Fees

Whether you apply online or visit a branch, be assured you will be offered an account without a monthly fee. By utilizing a minimum number of Qualifying Services or a meeting a threshold of combined relationship balances (checking, savings, money market, certificates, IRA, mortgage, loans and credit cards) monthly fees are waived.

Learn More

UW Credit Union student checking icon demonstrating money transfer features


Person to Person Transfers

With Money Link, you can transfer money from your UW Credit Union account directly into another person's account. Non-members can also transfer money from any financial institution in the U.S. Money Link is a free, easy, and secure way to transfer funds.

Get Started

Young man sits at a desktop computer while researching student loan refinancing
Icon demonstrating no minimum balance.


No Minimum Balance

Whether you're just starting your financial journey or you tend to keep a small amount in your accounts, rest easy knowing your UW Credit Union checking account has no minimum balance requirements. This means you won't be charged fees if you have a low or zero balance on your account.

Open an Account