Checking Features

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Learn more about the perks of UW Credit Union's checking accounts.


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Free Mobile Deposit

Skip a trip to the branch or ATM - with UW Credit Union's Mobile App, you can deposit checks from the convenience of your home using Mobile Deposit.

The process is easy and secure no matter what type of device you’re using. Simply submit an image of the front and back of the endorsed check using your device and funds will be deposited into your account instantly.

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Worldwide ATM Coverage

Access your funds anywhere you need them with our worldwide coverage. Plus, we offer over 5,000 surcharge-free ATMs nationwide through the Alliance One network.

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Free Credit Score

Monitor your credit score for free in Web Branch for an instant snapshot of your creditworthiness. Track your score’s progress and get automatic alerts when changes occur.

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UW Credit Union Bucky Debt Card
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Free Debit Cards

All of our checking account options come with a free, chip-enabled debit card. Show your style or school spirit with our fun designs.

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Free Online Bill Pay

It’s quick and easy to pay bills and loans with Web Pay. You can even schedule automatic payments. It takes just a few minutes to set up your payments in Web Branch using your UW Credit Union checking account.

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Enhanced Security

We have key safeguards in place to protect your data, and we're always looking at new and improved features to make our account and card security more robust. UW Credit Union was even recognized by leading card provider, Visa, as best-in-class for the implementation of advanced features.

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24/7 Access

UW Credit Union invests in the latest technology to make it easy to securely manage your finances on-the-go via your computer or mobile device.

Our Web Branch and Mobile App give you 24/7 access to features and Money Management Tools designed to make your life easier.

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No Fees

Whether you apply online or visit a branch, be assured you will be offered an account without a monthly fee. By utilizing a minimum number of Qualifying Services or a meeting a threshold of combined relationship balances (checking, savings, money market, certificates, IRA, mortgage, loans and credit cards) monthly fees are waived.

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Send Money with Zelle®

Zelle is a safe, quick and easy way to send and receive money using your UW Credit Union account. Almost anyone with a bank account in the U.S. can use Zelle, either through their financial institution or by using the Zelle app for Android or iOS.

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No Minimum Balance

Whether you're just starting your financial journey or you tend to keep a small amount in your accounts, rest easy knowing your UW Credit Union checking account has no minimum balance requirements. This means you won't be charged fees if you have a low or zero balance on your account.

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