The services below count as Qualifying Services. You will automatically receive two services when you open your account - a savings account which establishes your membership and your checking account. Discover how easy it is to get a free account by adding a minimum of two more services.
Get Your Free Account
STEP 1: Start with two services when you become a member.
STEP 2: Add some basic account services.
- Free Debit Card1 (comes with your checking account)
- Paperless Statements**
- Direct Deposit2
- You now qualify for a free Access or Value Account.
Optional: Want to earn more account benefits - open a Premium Account.
Add any combination of deposit and/or loan accounts to reach 7+ Qualifying Services.
- Credit Card3
- Reserve Line of Credit and Personal Loans
- Vehicle Loans
- Home Loans**
- Home Equity Lines & Loans4
- Student Loans**
- Long-term Assets: Money Markets, Certificates, IRAs, College Fund5
Maintain your membership, it counts as a service
- Member 10+ Years**
Rewards Checking Packages
- Access – No Monthly Fee with 4+ Services
(or $10K in average combined balance in deposit and/or loan accounts*). Otherwise $5 monthly.
- Value – No Monthly Fee with 5+ Services
(or $20K in average combined balance in deposit and/or loan accounts*). Otherwise $8 monthly.
- Premium – No Monthly Fee with 7+ Services (or $30K in average combined balance in deposit and/or loan accounts*). Otherwise, $10 monthly.