It’s never been easier to manage your money. All of our checking packages are packed with perks. Experience 24/7 access, Mobile Deposit, an Instant Issue Chip Debit Card (with numerous card designs), free access to your credit score and more.
Access your account on your schedule with free online banking and our Mobile App – deposit checks, pay bills, transfer money, apply for a loan, view account history and more from your desktop, smartphone or tablet. Plus, our Mobile App uses Touch ID or PIN for on-the-go access without sacrificing security.
See your credit score for free, and receive Notifications to help you stay on top of your accounts and remember important dates. You can also use Money Link, our free service for person-to-person transfers, or link your accounts to Apple Pay, Samsung Pay and Android Pay™ for quick ways to pay.
Consumer-Friendly Overdraft Practices
We save our members over $10.5 million a year in overdraft fees.*
Overdrafts can happen to even the most careful of people, and unlike most financial institutions, we’ve designed our overdraft business practices and services so that you can keep more of what you earn. For your protection and peace of mind, we offer a consumer-friendly1 line-up of overdraft protection options:
Transfer from Savings
If a transfer from your savings would prevent an overdraft, we’ll automatically transfer the money in $100 increments for a $5 transfer fee.2
Reserve Line of Credit
If you have a Reserve Line of Credit and there isn’t enough available balance in your savings, we’ll automatically transfer the money in $100 increments up to your credit limit for a $5 transfer fee.2
As a last defense, all checking accounts open over 90 days have Basic Reserve3 coverage. There’s a $30 charge for this service, the same fee as a returned check, but you’ll save the fees charged by merchants.
Our practices are different from other financial institutions. We offer checking packages that come with standard perks at no cost to you. Plus, our account opening process is easy and transparent. Whether you apply online or visit a branch, you can be assured you will be offered an account where you will not pay a monthly fee.
If you’re looking for a student account, we offer technology-driven tools that make it easy to manage money from a mobile device anywhere, 24/7.