Student  Checking

Young woman accessing her UW Credit Union student checking account on her mobile device

Our Campus Package is a quick and stress-free way to take care of all of your financial needs. There’s no minimum balance, and our free and convenient tools make it easy to manage your money from your mobile device anywhere, 24/7 — whether you’re dashing between classes, pulling an all-nighter or heading home for the holidays.

UW Credit Union personal checking icon demonstrating 24/7 account access
24/7 Access
UW Credit Union personal checking icon demonstrating mobile deposit capabilities
Mobile Deposit
UW Credit Union personal checking icon showing debit cards
Debit Cards
UW Credit Union personal checking icon demonstrating worldwide ATM access
Worldwide ATM Coverage
UW Credit Union personal checking icon showing a credit score
Credit Score
UW Credit Union student checking icon demonstrating money transfer features

Show Your School Spirit

Choose from nearly 20 debit card designs

Open an account


Student using the UW Credit Union mobile app to access his student checking account

We're Mobile, Like You

With free online banking and our handy Mobile App, you can deposit checks, pay bills, transfer money, open a new account, view account history, check your credit score and more.

Avoid writing checks or digging out your credit/debit card by paying bills online or using Money Link, our free service for person-to-person transfers, or link your accounts to Apple Pay, Samsung Pay and Android Pay™to pay with your smartphone. You don’t have to sacrifice security for convenience, either — our Mobile App uses Touch ID or PIN access.

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Student-Friendly Overdraft Practices

We understand overdrafts can happen to even the most careful of people, and we save our members over $10.5 million a year in overdraft fees.* Our consumer-friendly1 line-up of overdraft protection options include:

Transfer from Savings

If a transfer from your savings would prevent an overdraft, we’ll automatically transfer the money in $100 increments for a $5 transfer fee.2

Reserve Line of Credit

If you have a Reserve Line of Credit and there isn’t enough available balance in your savings, we’ll automatically transfer the money in $100 increments up to your credit limit for a $5 transfer fee.2

Basic Reserve

As a last defense, all checking accounts open over 90 days have Basic Reserve3 coverage. There’s a $30 charge for this service, the same fee as a returned check, but you’ll save the fees charged by merchants.

 Apply now Our Practices

Young woman smiling and using her mobile device to access her student checking account
Young man and woman viewing UW Credit Union student checking services on a tablet

More for Your Money

No hidden fees and plenty of free perks — that’s what you’ll get with the Campus Package. Plus, our account opening process is easy and transparent. Whether you apply online or visit a branch, you can be assured that you will be offered an account where you will not pay a monthly fee.

 Free Perks

  • Checking account with no minimum monthly balance
  • Savings account
  • Debit card with chip technology and multiple designs
  • Student credit card with chip technology
  • Surcharge-free ATMs nationwide and unlimited ATM transactions
  • Online Banking & Web Pay
  • Mobile Banking & Mobile App
  • Text Banking
  • Access to credit score
  • Money Management Tools
  • Notifications

 Get Started