Credit Card Balance Transfers

Transfer & Save

Transfer higher-rate balances to your UW Credit Union credit card. New cardholders can receive introductory rates as low as 0% APR* with a 2% balance transfer fee for transfers made during the first 60 days after opening their accounts.

Balances will be held at the intro APR for one year, at which time unpaid intro balances will go back to the standard rate. Any balance transfer made after the intro period will be the same interest rate as purchases.

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How a Balance Transfer Works

Below is an example balance transfer and the rates a member would pay during and after a balance transfer promotion. Each member's promotional and standard rate is based on their eligibility and creditworthiness. 

Graphic demonstrating credit card balance transfer
Graphic demonstrating credit card balance transfer