Loans & Credit  Cards

Individual using a laptop to apply online for a UW Credit Union loan

There are many times in life you may need a lending partner you can count on – whether it’s with buying a home, purchasing a new vehicle, paying for college or even something as easy as establishing credit history via a credit card. UW Credit Union has a variety of options designed to fit your unique needs.

Credit Cards

Save with a credit card from UW Credit Union. Our rates beat the national average by 3-6%.1

With our Visa® credit cards, you’ll get a low rate with no annual fee, as well as access to online bill pay and account management tools. We have many card options available, including Visa® Platinum, Rewards, Cash Rewards, Student and Secured credit cards.

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Home Loans

Find out why we have a 95% satisfaction rating among members who took out a home loan with us in 2017.2

Whether you’re a first-time buyer, looking for your next home or refinancing, we have a home loan that’s perfect for you. 

Special Offer: First Time Homebuyers Save $1000 on Closing Costs

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Home Equity Lines & Loans

Borrow up to 100% of your home's equity to pay for remodeling and other expenses.

Use the equity in your home to secure a low-rate loan to pay for whatever you need, like tackling your next home improvement project, covering education expenses or consolidating debt. Home Equity Lines & Loans offer flexibility in meeting your lending needs.

Special Offer: Reduced Rates and No Closing Costs

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Vehicle Loans

Find out why we're the #1 used auto lender in Dane County! 3

Now is a great time to purchase a new or used vehicle or refinance your existing loan with us. It’s quick, easy, and you’ll get a great rate. In fact, members typically save an average of $1,138 over the lives of their loans when they refinance with us.4 We can also help you finance your motorcycle, boat, RV, snowmobile, jet ski and ATM, too.

Special Offer: Refinance Your Vehicle Loan and Get Cash Back Through Sept. 30

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Personal Loans

Personal loans are an easy and flexible way to consolidate debt, transfer credit card balances or cover any expense.

We have a variety of personal loan options to meet your needs. Plus, our personal loans featured fixed rates. Find the right rate and term for your situation.

Special Offer: Discounted Rates Through Nov. 15

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Private Student Loans

We specialize in supporting college students during school along with refinance options after graduation. 

We offer both in-school and post-college Private Student Loans that are affordable and flexible. We’re a trusted partner who has been serving the University of Wisconsin communication and beyond since 1931.

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Become a Member

Joining UW Credit Union is easy - you can become a member based on your location, your job, your school, and even your family members.

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