Loans & Credit  Cards

Individual using a laptop to apply online for a UW Credit Union loan

There are many times in life you may need a lending partner you can count on – whether it’s with buying a home, purchasing a new vehicle, paying for college or even something as easy as establishing credit history via a credit card. UW Credit Union has a variety of options designed to fit your unique needs.

Credit Cards

Save with a credit card from UW Credit Union. Our rates beat the national average by 3-6%.1

With our Visa® credit cards, you’ll get a low rate with no annual fee, as well as access to online bill pay and account management tools. We have many card options available, including Visa® Platinum, Rewards, Cash Rewards, Student and Secured credit cards.

Get started

Home Loans

Find out why we have a 95% satisfaction rating among members who took out a home loan with us in 2017.2

Whether you’re a first-time buyer, looking for your next home or refinancing, we have a home loan that’s perfect for you. 

Special Offer: First Time Homebuyers Save $1000 on Closing Costs

Learn More

Home Equity Lines & Loans

Borrow up to 100% of your home's equity to pay for remodeling and other expenses.

Use the equity in your home to secure a low-rate loan to pay for whatever you need, like tackling your next home improvement project, covering education expenses or consolidating debt. Home Equity Lines & Loans offer flexibility in meeting your lending needs.

Special Offer: Reduced Rates and No Closing Costs

Learn more

Vehicle Loans

Discover why we're the #1 used auto lender in Dane County! 3

Now is a great time to purchase a new or used vehicle or refinance your existing loan with us. It’s quick, easy, and you’ll get a great rate. In fact, members typically save an average of $1,138 over the lives of their loans when they refinance with us.4 We can also help you finance your motorcycle, boat, RV, snowmobile, jet ski and ATM, too.

Get started

Personal Loans

Personal loans are an easy and flexible way to consolidate debt, transfer credit card balances or cover any expense.

We have a variety of personal loan options to meet your needs. Plus, our personal loans featured fixed rates. Find the right rate and term for your situation.

Learn More

Private Student Loans

We specialize in supporting college students during school along with refinance options after graduation. 

We offer in-school and post-college student loans that are affordable and flexible. We’re a trusted partner who has been serving the University of Wisconsin community and beyond since 1931.

Learn more

Become a Member

Joining UW Credit Union is easy - you can become a member based on your location, your job, your school, and even your family members.

Learn More