Vehicle  Loans

Young child playing with a toy car on the floor

Make the financing process smooth with a partner you trust — UW Credit Union. We can even help you save by refinancing an existing loan.

New Vehicle1

Rates as Low as
2.24
%
APR * 48 mo.

Used Vehicle2

Rates as Low as
2.49
%
APR * 36 mo.

Boat & RV3

Rates as Low as
2.39
%
APR * 120 mo.

Powersport4

Rates as Low as
7.25
%
APR * 36 mo.

Special Offer: Refinance & Get 1% Cash Back

Learn More

Get the Loan You Want

It’s Easy
Just mention you want your loan through UW Credit Union at most major dealerships or get preapproved before you shop.

It’s Fast
Get approved in minutes.

Get a Great Rate
Our competitive rates reward your strong payment history.

Refinance & Save
Use this calculator to see if refinancing is right for you. Members typically save an average of $1,342 over the lives of their loans when they refinance.5

Beyond Cars & Trucks
We can help you finance your motorcycle, boat, RV, snowmobile, jet ski and ATV, too.

Research Before You Buy
Our Auto Research Center has done the legwork for you, with reviews, dealer inventory, price quotes, trade-in values and more.

Purchase or Refinance Made Easy

  • 1Apply Online & Get Preapproved
    Complete the application online, at a branch or by calling 800.533.6773.
  • 2Research & Negotiate
    You may already have your vehicle picked out, but if not, visit our Auto Research Center for car inventory, tips and vehicle valuation guides.
  • 3Finalize Your Financing
    Complete your purchase at the dealership or if you’re refinancing your vehicle, we’ll finalize your loan online using DocuSign.
Mechanic examining a car protected by UW Credit Union's vehicle repair coverage

Vehicle Repair Coverage


Reduce the risk of facing costly vehicle repairs. We offer protection that covers the cost of minor and major repairs to your vehicle should you need to fix anything.

The Vehicle Repair Coverage offers tremendous peace of mind if you should ever face big repair bills for your vehicle.

Every plan comes standard with:

  • 24-Hour Emergency Roadside Assistance —Up to $100 per occurrence. This includes towing, battery/jump start, fluid delivery, flat tire assistance and lock-out service
  • Rental Reimbursement—Up to $50 per day up to a maximum of $250 per occurrence

Features:

  • You can select a deductible of $0, $50 and $100
  • The repair facility is paid directly, so you won't go through a reimbursement process
  • The coverage is transferable when you sell your car to a private purchaser (a transfer fee and other restrictions may apply)
  • Choice of any licensed repair facility
  • Sales tax, fluids, and diagnostic time authorized on covered failures
  • 60-day free look period
  • Travel Expense Reimbursement—Up to $125 per day for 1-3 days for lodging and food up to a maximum of $375 per occurrence, when a covered breakdown occurs over 100 miles from home
  • Paintless Dent Repair—Weather-related damage not included. Coverage limited to 5 events per contract. (Not available in Louisiana)
  • Windshield Repair—Repairs made to front windshield of minor chips and cracks caused by propelled rock or other road debris. Limit 5 repairs per contract. (Not available in Florida or Louisiana). Cracks limited to 6 inches or less

Learn more and add this service today.

Contact Us

 

Protect Your Investment

We offer products to help protect your investment in case something unexpected happens to you or your car.

Payment Protection

Consider this insurance if your family would have difficulty making monthly payments in the event of your death or disability.

Guaranteed Auto Protection (GAP) coverage

The minute you drive away, your new car depreciates. That means if your vehicle is stolen or totaled, its cash value could be thousands less than what you still owe — and you’ll be stuck paying the difference.

  • Includes auto deductible reimbursement (up to $500 of your insurance deductible, up to twice per year) in the event of a minor accident
  • Can be purchased any time and is refundable if cancelled within the first 60 days
Two children playing while washing a car that is protected by UW Credit Union's auto coverage

Add these coverage options when you apply for your loan or contact us with questions any time.

 Apply Now