Extra Low Home Equity Rates

Enjoy an extra low 12-month intro rate on a home equity line of credit - as low as 0.99% APR!**


Get an Extra 0.5% Rate Discount!

Take an additional 0.5% off our already low introductory rate on a brand-new home equity line of credit at UW Credit Union when you apply by July 31, 2021.**

Here's how it works:

  • Apply for your new home equity line of credit with us
  • Advance at least $20,000 on your new line
  • Get a 0.5% intro rate discount for 12 months; standard rate thereafter

Plus, save even more with:

  • No closing costs*
  • No annual fees1
  • No prepayment penalties
  • Pay interest only on what you borrow
  • Option to convert your balance to a fixed-rate loan2

To qualify for this added rate discount, you'll also need a UWCU checking account. If you don't yet have one, open your account online in minutes.

This special offer ends July 31, 2021, so apply today!

Apply NowView Rates

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A young family enjoying their home and keeping it modern by getting a HELOC from UW Credit Union to make improvements.


Extra Low 12-Month 
Variable Rate
Line of Credit

0.99% APR*


Standard Thereafter
Variable Rate
Line of Credit

3.99% APR*

Refinance Your HELOC

Have an existing home equity loan or line elsewhere? Refinance with us and we'll cover any payoff fees!

See special offer >


Get a Rate Quote

Calculate how much home equity you have and what rates and products are right for you.

Get a home equity rate quote >