Extra Low Home Equity Rates

With super low rates on a home equity line of credit, it’s easy and affordable to pay for your big plans!


Introductory Rate as Low as 0.99% APR

If you own a home, your built-in equity is a powerful financial tool. You can borrow your equity to pay for just about anything – home improvements, college tuition, or use it to consolidate debt. And for a limited time, UWCU is offering a discounted introductory rate on a new home equity line of credit.

When you apply by December 31**, you’ll get an additional 0.5% rate discount, which could mean rates as low as 0.99% APR*.

Here's how it works:

  • Apply for your new home equity line of credit with us
  • Advance at least $20,000 on your new line
  • Get a 0.5% intro rate discount for 12 months; standard rate thereafter

Plus, save even more with:

  • No closing costs*
  • No annual fees1
  • No prepayment penalties
  • Pay interest only on what you borrow
  • Option to convert your balance to a fixed-rate loan2

To qualify for this added rate discount, you'll also need a UWCU checking account. If you don't yet have one, open your account online in minutes.

This special offer ends December 31, 2021, apply today!

Apply NowView Rates

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A young family enjoying their home and keeping it modern by getting a HELOC from UW Credit Union to make improvements.


Extra Low 12-Month 
Variable Rate
Line of Credit

0.99% APR*


Standard Thereafter
Variable Rate
Line of Credit

3.99% APR*

Refinance Your HELOC

Have an existing home equity loan or line elsewhere? Refinance with us and we'll cover any payoff fees!

See special offer >


Get a Rate Quote

Calculate how much home equity you have and what rates and products are right for you.

Get a home equity rate quote >