Home Loans 

Apply Now Couple sits in their new home eating pizza.

See why homebuyers in Madison, Milwaukee and beyond choose UW Credit Union for their home loan needs. Take advantage of low rates, quick decisions and on-time closings.

Explore our free rate quote tool to estimate your loan payment.

 

Find Your Way Home

Fixed-Rate Mortgages


Steady fixed payments for the life of the loan. Learn More 

 

Adjustable-Rate Mortgages


Low rate that may adjust after a fixed term. Learn More 

 

Construction Loans


Financing to build or rehab a property. Learn More 

 

Jumbo Loans


Loans for amounts above $484,350. Learn More

Investment Property Loans


Fixed-rate financing for up to six properties. Learn More

 

FHA Loans


Down payments as low as 3.5%. Learn More

 

WHEDA Loans


Special financing programs for moderate incomes. Learn More

VA Loans


No-down-payment loans for veterans. Learn More

Lot Loans


Buy an undeveloped parcel of land. Learn More

Make Yourself at Home

Feel comfortable, confident and secure in choosing UW Credit Union for your mortgage.

Discover the benefits of working with one of Wisconsin's top lenders:1

  • Local team - We keep the process seamless and are here when you need us.
  • Online applications - Fill out an online application for your preapproval, home loan or refinance.
  • Easy rate quotes - Compare loan options for your unique situation.
  • Free seminars - Attend a free educational workshop to learn the ins and outs of homebuying.

 

Couple using a tablet to search UW Credit Union's Home Finder app for a new home

 

Homebuying Resources

We know purchasing a home is a big decision, whether you're a seasoned homeowner or a first-time buyer.

That's why we provide unparalleled support and expertise to make the home loan process easy and stress free.

Do More with Your Home

Already a homeowner? Explore the ways you can make your home work for you.

  • Refinance - Lower your monthly payment or pay off your loan sooner by refinancing.
  • Home Equity - Use the built-up equity in your home with a home equity loan or line of credit to pay for home improvements, debt consolidation and more.

 

Tips & Tools

Explore our selection of helpful advice and guidance.

 


 

Enjoy the Benefits of Membership

When you open an account, you become a member of UW Credit Union. Your membership gives you access to better rates and fewer fees than you'll find elsewhere, plus a range of valuable discounts and services like free financial seminars and budget help.

Learn More