$250 Closing Cost Credit | Wisconsin Home Loans

Make Homeownership More Affordable

Take up to $250 off closing costs on your next home purchase or refinance when you enroll in our Premium Rewards Checking.¹Plus, get up to $1,000 more in discounts if you're a first-time homebuyer!²

Not a first timer? Don't worry—you can still get up to $250 off with the Premium Rewards Checking discount, plus up to $500 more off your mortgage or refinance closing costs³ just by choosing UW Credit Union!

We're here to make the home loan process fast, easy and stress free. When you choose UW Credit Union, you'll benefit from:

Quick decisions and on-time closings

Great low rates and a variety of loan options

Local expert support from start to finish

Get started with a free customized rate quote for your home purchase or refinance.

¹Membership requirements apply. Member must have a UW Credit Union Premium checking account opened at least 20 days prior to closing date to receive up to a $250 closing credit, which will appear as a credit on the final Closing Disclosure. Credit will be calculated on actual cost, excluding owner’s title and transfer tax fees, and will be reflected on the Closing Disclosure (CD). Offer subject to change and without notice. Offer may be combined with First-Time Homebuyer Discount for a maximum credit of $1,250, or it may be combined with $500 Closing Cost Credit for a maximum credit of $750, but may not be combined with any other offers. Offer is not available for the following loan types: lot, construction, WHEDA, FHA, VA, and Rapid Refinance. Contact us for details.

²UW Credit Union closing cost credit is variable and may be up to $1,000. Credit will be calculated on actual cost, excluding owner’s title and transfer tax fees, and will be reflected on the Closing Disclosure (CD). Offer valid for purchase transactions only; refinances do not qualify. Offer valid for first-time buyers only. An individual is to be considered a first-time home buyer who (1) is purchasing a property; (2) will reside in the property as a principal residence; and (3) has had no ownership interest (sole or joint) in a residential property during the three-year period preceding the date of the purchase of the property. The discount will be applied at closing as a lender credit and reflected on the CD. This offer excludes VA, FHA, WHEDA, lot, construction, investment property and Rapid Refinance loans. Offer valid for first mortgages only. Offer is subject to credit approval and underwriting and is subject to change without notice. Mortgage insurance is required for transactions over 80% LTV. This offer requires an established UW Credit Union checking account. Offer may be combined with $250 closing cost credit for Premium Checking for a maximum credit of $1,250, but may not be combined with any other offers. No other discounts apply. Actual closing cost credit may be limited as the combined total of seller credits and lender credits cannot exceed the actual amount of closing costs, prepaid interest, and escrow reserves; please review the allowable credits for your specific transaction with your loan officer. Contact us for details.

³Membership requirements apply. Offer valid on home purchase and refinance loan closings occurring between April 27, 2022, and December 31, 2022. Credit will be calculated on actual cost, excluding owner’s title and transfer tax fees, and will be reflected on the Closing Disclosure (CD). The credit will be applied at closing as a lender credit and reflected on the CD. Offer valid for both purchase and refinance transactions. Offer excludes VA, FHA, WHEDA, lot, construction, and Rapid Refinance loans. Offer is subject to credit approval and underwriting and is subject to change without notice. Mortgage insurance is required for transactions over 80% LTV. This offer requires an established UW Credit Union checking account. Offer may be combined with $250 Closing Cost Credit offer for Premium Checking accountholders for a maximum credit of $750, but may not be combined with any other offers. Actual closing cost credit may be limited as the combined total of seller credits and lender credits cannot exceed the actual amount of closing costs, prepaid interest, and escrow reserves; please review the allowable credits for your specific transaction with your loan officer. Contact us for details.

UW Credit Union is ranked among the top ten home loan lenders in the state based on information from county Register of Deeds Offices; CoreLogic.

Enjoy up to $250 in Closing Cost Discounts

Make Homeownership More Affordable

Discover More Premium Perks

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Fast Online Preapprovals

Easy Home Loan Process

Enjoy up to $250 in Closing Cost Discounts

Make Homeownership More Affordable

Discover More Premium Perks

We Can Help

Meet Our TeamContact Us

Try Our Calculators

Fast Online Preapprovals

Easy Home Loan Process

Meet Our Team Contact Us