Rapid Home Refinance

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Pay off your home loan balance of $249,900 or less in 12 years.

  • 12-year fixed-rate term.
  • Low closing costs of just $1491.
  • Minimum loan amount of $25,000; maximum loan amount of $249,900.
  • Option to cash out your home equity.
  • Available only for owner-occupied properties.
  • A maximum loan-to-value of 80% is required, or 75% loan-to-value if you cash out some of your home equity.

A rapid refinance may be right for you if:

  • You want to pay off your mortgage and build equity quickly.
  • You want to save on interest and closing costs.
  • Your current mortgage rate is going to increase.
  • You want to cash out your home equity to pay for big expenses.​

Learn more about home loan refinancing in our FAQs.

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12-Year Fixed Rate - Rapid Refinance1

3.000
%
Rate
3.011
%
APR*

Tools & Resources

  • Get a Rate Quote
    Compare products, rates and payments for purchases and refinancing.
  • Use Our Calculators
    Crunch the numbers for a variety of scenarios, including refinance breakeven.
  • View Current Offers
    Explore money-saving offers and exclusive promotions for refinancing.