Rapid Home Refinance

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Refinance your home loan and pay closing costs of just $149.

 
  • Choose a term of 8, 12, 15 or 30 years.
  • Fixed rate for the life of the loan.
  • Low closing costs of $149.
  • Option to cash out your home equity.
Some reasons you might choose rapid refinance:
  • You want to pay off your mortgage and build equity quickly.
  • You want to save on closing costs.
  • Your current mortgage rate is going to increase.
  • You want to cash out your home equity to pay for big expenses.​
What's the difference between rapid refinance and traditional refinance?
  • Rapid refinance is fixed rate only; traditional has fixed- and adjustable-rate options.
  • The rates may be different.
  • Rapid refinance has a few additional qualifications (see below).
  • Compare more details in our mortgage refinance chart.
There are some requirements to qualify for rapid refinance, including: 
  • A maximum loan amount of $399,900.
  • A maximum loan-to-value (LTV) of 70%. (To calculate your LTV, divide what you owe by what your home is worth.)
  • Your property must be owner occupied.

Learn more about home loan refinancing in our FAQs.

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15-Year Fixed1

2.750
%
Rate
2.759
%
APR*

30-Year Fixed2

3.250
%
Rate
3.255
%
APR*

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