Mortgage Learning Center


 

Home Loan Tools & Resources

Discover what you need to apply for a loan, learn about the home buying process, or use one of our helpful calculators. 

Mortgage Calculators

Use this calculator to determine what your monthly mortgage calculator could be based on purchase price and down payment.


Monthly Payments:
Understand what your payment could be based on purchase price and your down payment.

Use this calculator to help determine how much house you can afford.


Home Affordability: Use this calculator to estimate how much you can afford to borrow with a new mortgage.

Use this calculator to help determine if an adjustable rate mortgages (ARMS) and fixed-rate mortgages.


ARM vs Fixed Rate:
Compare these two popular loan types and see which option might work for you. 

Looking for more?    Explore All Calculators

Featured Rates

15/15 Adjustable Rate Mortgage

6.000
%
Rate
5.679
%
APR*

30-Year Fixed Rate

6.125
%
Rate
6.172
%
APR*

Construction

2.490
%
Rate
2.950
%
APR*

    Explore All Mortgage Rates

Looking for more info? See all the types of loans we offer or compare options.

Articles

Check out our featured articles or explore the full library.

Couple reviews paperwork with a mortgage loan officer.

 

Tips for a Smooth Homebuying Experience

Establishing your priorities and understanding the process are the foundation of the process.
>> Read More

Learn if it is best to rent or buy.

 

Should I Buy or Rent? 

If you're interested in taking the leap from renting to buying, ask yourself these questions. 

>> Read More

Women performing home repairs.

 

Hidden Costs of Homeownership

Understand how much house you can afford by looking beyond the mortgage payments. 

>> Read More

Explore this helpful article from UW Credit Union.

Home Loans Library

Visit the library for a variety of articles including on topics including: how to prepare to buy, how to add value to your existing home, saving for your first home and more

Read More

First-Time Homebuyers Guide

Do you know why your credit score matters when buying a home or what to expect during the closing process (and what fees there might be?) It's all right here in our first-time homebuyers guide.>> Get the Guide

 


Deciphering the Mortgage Language 

During the mortgage process, you may come across unfamiliar terms. Getting to know the language of home loans can you help feel more confident and informed.

Get the meaning of these common mortgage terms in the UW Credit Union glossary.


Mortgage Glossary

For even more helpful terms, visit our homebuying glossary.

 

Explore the UWCU Mortgages closing cost offers available when you get your Home Loan through us.

Special Offers

Save on closing costs 

​Get up to $750 off closing costs (or more if you’re a first-time homebuyer) just by choosing us for your mortgage.​

>> Explore Offers

Understanding the Application Process

The first step toward your new home loan is to apply online. 

Our online application offers a one-stop shop:

  • Get a fast preapproval for your home purchase
  • Track your loan status 24/7 from any device
  • Upload all your documents, like tax returns and pay stubs
  • Link directly to your accounts to streamline your application
  • Receive updates as your loan progresses
  • See next steps and stay in the know

Your dedicated mortgage loan officer will provide expert guidance and answer your questions along the way, so you can feel confident at every step.

UW Credit Union Home Loan Process Video

Get Started Today

Get PreapprovedApply Now

Have questions or need more help?

Schedule an Appointment

Schedule an appointment to connect with a UW Credit Union expert.

Appointments are available via phone or in person with our mortgage loan officers.>> Schedule Here

Request a Call

Complete this fast form and our loan experts will call you.

Complete this form with your contact information and get a fast response from one of our experts! 
>> Request a Call

Connect with a Mortgage Loan Officer

Employee Icon

Our knowledgeable and experienced team of mortgage loan officers are looking forward to working with you. 
>> Meet Our Team

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