Realtor Resources

UW Credit Union provides homebuyers across Wisconsin with a range of home loan options, low rates, exclusive discounts, free educational seminars and more. 

Our Lending Promise

You need a lender committed to the highest levels of service and care. This is exactly what the UW Credit Union Mortgage team delivers every day. 

In our competitive real estate market, let us help you get your clients to the closing table and into their dream homes.

Discover why we’re a top Wisconsin lender.1

UW Credit Union's Realtor Resource Center highlights the partnership between real estate agents and financing.

What Do Our Members Say About Us?

Man enjoys free time with his daughter after consolidating debt with a personal loan

Our Service Puts You Ahead

  • 1Finding the Right Fit
    We provide loans to suit every type of buyer, with reliable, friendly service to match.
  • 2Flexible & Available
    Our mortgage loan officers are here when you and your clients need them, in person, on the phone and via email.
  • 3Under One Roof
    Our local, in-house team of underwriters and processors keeps the process seamless.

Exclusive Offers to Help Your Clients

Lowest Closing Cost Commitment

We’ll take care of your clients by offering some of the lowest closing costs in the market. In fact, if your clients can get lower closing costs from another lender, we’ll match those costs or give your clients $500.

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First-Time Homebuyers

Our goal is to make the dream of home ownership a reality for your clients. As a first-time buyer, your clients are eligible to receive up to $1,000 Off Closing Costs.3 Plus, we hold free first-time homebuying seminars.

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Sample Our Rates

30-Year Fixed Rate

3.375
%
Rate
3.415
%
APR*

15-Year Fixed Rate

3.000
%
Rate
3.072
%
APR*

7/1 Adjustable Rate

3.500
%
Rate
4.068
%
APR*

12-Year Fixed Rate - Refi1

3.000
%
Rate
3.011
%
APR*

Get your client started by estimating what their loan could be with our no obligation rate quote tool. 

Complete a Rate Quote

Fixed-Rate Mortgage Loan

  • 30-year term for low monthly payments
  • 15-year term for less interest over time
  • As low as 3% down payment available

WHEDA

  • 3% down payment with a 30-year fixed-rate loan

FHA

  • 3.5% down payment
  • Flexible credit limits and no income limits

VA

  • Financing amounts based on Certificate of Eligibility issued by Veterans Administration
  • Fixed-rate financing

Adjustable-Rate Mortgage (ARM) Loan

  • 7/1 ARM fixed for the initial term with a potential annual rate adjustment
  • 15/15 ARM where the rate adjusts once after the initial 15-year term
  • 3- and 5-year ARMs also available

Construction Loans

  • 12-month interest-only, fixed-rate construction loan with principal payment due at maturity
  • Various loan amounts available to meet specific needs
  • Financing available to convert construction loan into a mortgage after construction is completed

 Jumbo Loans

  • Adjustable-rate mortgages are available in amounts from $510,400 to $800,000. Exceptions can be made for higher amounts
  • Fixed-rate mortgages available in loans up to $1 million

We Are Here to Help

Find a Loan Officer

Connect with a member of our team.

Get in Touch

Seminars for Your Clients

Free sessions for first-time buyers in Madison and Milwaukee.

Register Today

More Ways to Connect

Call, email, or send us a secure message.

Contact Us

Membership Eligibility

Joining is easy - your clients can become members based on their location, job, school, and even family members. Talk to a mortgage loan officer about membership eligibility.

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