UW Credit Union provides homebuyers across Wisconsin with a range of home loan options, low rates, exclusive discounts, free educational seminars and more.
Our Lending Promise
You need a lender committed to the highest levels of service and care. This is exactly what the UW Credit Union Mortgage team delivers every day.
In our competitive real estate market, let us help you get your clients to the closing table and into their dream homes.
Discover why we’re a top Wisconsin lender.1
What Do Our Members Say About Us?
"My MLO made buying my first home so easy. He was responsive and prompt. Reaching out to us to let us know we could even earn a lower rate on our Mortgage by simply upgrading our existing checking account." - Becky
“Thanks for all of your help throughout the process. Everything went smoothly and we appreciate it!” – David
"I love UWCU because of the staff honestly. Such caring and warm individuals that treat their customers with respect. Thank you!!" - Nancy
"Banked with UWCU for 20 years. They’ve always been fantastic, but recently they’ve made the mortgage process so smooth and painless for me while buying my first home." - Gretchen
“We thank you for your patience and solid expertise in handling our loan to enable us to transition to living in a condominium!” – Sara and Ron
“I just wanted to say thank you again for all of your help throughout the mortgage loan process. We really appreciated how timely you were to any questions we had and how often you provided us with updates as the process was moving along. It was a pleasure working with you and the credit union on our first home purchase. If we are in the market again in the future for a new house, we will definitely be contacting you for another mortgage loan.” – Tim
“Thank you so much for everything! You have been so nice and extremely helpful. The best customer service I've had in a very long time. I just can't thank you enough for the time you spent with me answering my many questions and explaining things to me.” – Ariane
”Thanks for your and the whole UWCU team's assistance throughout our home buying process. We loved every minute of the experience, and that is a tribute to the knowledgeable and very available professionals we crossed paths with every step of the way.” - Molly
“Closing was a smooth process with no surprises since you took the time to cover all the details with me. I really appreciate it.” – Mike
“Thank you for all of your help throughout our home buying journey! All of the help, information, and recommendations you gave to us was priceless. Knowing that you had our backs--even when things went wrong--was also invaluable. Thank you!” – Amanda and Dan
“Thanks for helping guide me through this whole process. It's overwhelming, but was made easier with your help.” - Kelly
Our Service Puts You Ahead
1Finding the Right FitWe provide loans to suit every type of buyer, with reliable, friendly service to match.
2Flexible & AvailableOur mortgage loan officers are here when you and your clients need them, in person, on the phone and via email.
3Under One RoofOur local, in-house team of underwriters and processors keeps the process seamless.
Exclusive Offers to Help Your Clients
Lowest Closing Cost Commitment
We’ll take care of your clients by offering some of the lowest closing costs in the market. In fact, if your clients can get lower closing costs from another lender, we’ll match those costs or give your clients $500.2
Our goal is to make the dream of home ownership a reality for your clients. As a first-time buyer, your clients are eligible to receive up to $1,000 Off Closing Costs.3 Plus, we hold free first-time homebuying seminars.
Sample Our Rates
30-Year Fixed Rate
15-Year Fixed Rate
7/1 Adjustable Rate
12-Year Fixed Rate - Refi1
Get your client started by estimating what their loan could be with our no obligation rate quote tool.
Fixed-Rate Mortgage Loan
- 30-year term for low monthly payments
- 15-year term for less interest over time
- As low as 3% down payment available
- 3% down payment with a 30-year fixed-rate loan
- 3.5% down payment
- Flexible credit limits and no income limits
- Financing amounts based on Certificate of Eligibility issued by Veterans Administration
- Fixed-rate financing
Adjustable-Rate Mortgage (ARM) Loan
- 7/1 ARM fixed for the initial term with a potential annual rate adjustment
- 15/15 ARM where the rate adjusts once after the initial 15-year term
- 3- and 5-year ARMs also available
- 12-month interest-only, fixed-rate construction loan with principal payment due at maturity
- Various loan amounts available to meet specific needs
- Financing available to convert construction loan into a mortgage after construction is completed
- Adjustable-rate mortgages are available in amounts from $510,400 to $800,000. Exceptions can be made for higher amounts
- Fixed-rate mortgages available in loans up to $1 million
We Are Here to Help
Joining is easy - your clients can become members based on their location, job, school, and even family members. Talk to a mortgage loan officer about membership eligibility.