Undergraduate Private Student Loans

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Write the next exciting chapter in your life. A UW Credit Union Undergraduate Private Student Loan can give you the additional funds you need to get your degree, so you can pursue even bigger goals.
Plus, save 0.25% in interest with auto-pay!1

Undergraduate - Variable Rate

Rates as Low as
APR * 15-Year

Undergraduate - Fixed Rate

Rates as Low as
APR * 15-Year

About Our Undergraduate Student Loans

Limits and Key Eligibility Requirements

  • Borrow up to $15,000 per school year; $50,000 lifetime limit
  • Minimum loan amount of $1,000
  • Attend any UW campus, Madison College or 4-year, public or private, non-profit school in the U.S. View a list of eligible schools here.
  • $10,000 in annual income and sufficient income to support payments
  • If you don’t meet income and credit history requirements, you may need a cosigner
  • You must be a UW Credit Union member to apply. Not a member? Start your loan application, and then sign up to become a member. Joining is easy!

Benefits and Features

  • 15-year repayment term
  • No fees or prepayment penalty
  • 0.25% interest rate reduction with automatic payments1
  • Cosigner release option after the first 36 consecutive, on-time payments2
  • Access to student loan experts to help you through the process

Apply Now

Young woman sitting cross-legged while using a laptop to apply for a student loan


We're Here for You

Talk to an expert at 800-533-6773, ext. 2950, or submit a request and we will get back to you.
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Applying for an Undergraduate Private Student Loan

Our online application process is easy. To get started, you’ll need the following:

  • Identification & Contact Information – your Social Security number, driver’s license number, address information, phone number and email
  • Employment Information – your annual salary and employer’s name, address and phone number
  • Cosigner’s Information – if applicable, you’ll need to include your cosigner’s name and email

Got questions? Talk to an expert at 800-533-6773, ext. 2950. We’re here for you.


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