Make the financing process smooth with a partner you trust — UW Credit Union. We can even help you save by refinancing an existing loan. Discover why we’re Dane County’s #1 used auto lender!+
Boat & RV3
Get the Loan You Want
Just mention you want your loan through UW Credit Union at most major dealerships or get preapproved before you shop.
Get approved in minutes.
Get a Great Rate
Our competitive rates reward your strong payment history.
Refinance & Save
Use this calculator to see if refinancing is right for you. Members typically save an average of $1,138 over the lives of their loans when they refinance.5
Research Before You Buy
Our Auto Research Center has done the legwork for you, with reviews, dealer inventory, price quotes, trade-in values and more.
Purchase or Refinance Made Easy
1Apply Online & Get PreapprovedComplete the application online, at a branch or by calling 800.533.6773.
2Research & NegotiateYou may already have your vehicle picked out, but if not, visit our Auto Research Center for car inventory, tips and vehicle valuation guides.
3Finalize Your FinancingComplete your purchase at the dealership or if you’re refinancing your vehicle, we’ll finalize your loan online using DocuSign.
Reduce the risk of facing costly vehicle repairs. We offer protection that covers the cost of minor and major repairs to your vehicle should you need to fix anything.
Vehicle Repair Coverage6 offers tremendous peace of mind if you should ever face big repair bills for your vehicle.
Every plan comes standard with:
- 24-Hour Emergency Roadside Assistance —Up to $100 per occurrence. This includes towing, battery/jump start, fluid delivery, flat tire assistance and lock-out service
- Rental Reimbursement—Up to $50 per day up to a maximum of $250 per occurrence
- You can select a deductible of $0, $50 and $100
- The repair facility is paid directly, so you won't go through a reimbursement process
- The coverage is transferable when you sell your car to a private purchaser (a transfer fee and other restrictions may apply)
- Choice of any licensed repair facility
- Sales tax, fluids, and diagnostic time authorized on covered failures
- 60-day free look period
- Travel Expense Reimbursement—Up to $125 per day for 1-3 days for lodging and food up to a maximum of $375 per occurrence, when a covered breakdown occurs over 100 miles from home
- Paintless Dent Repair—Weather-related damage not included. Coverage limited to 5 events per contract. (Not available in Louisiana)
- Windshield Repair—Repairs made to front windshield of minor chips and cracks caused by propelled rock or other road debris. Limit 5 repairs per contract. (Not available in Florida or Louisiana). Cracks limited to 6 inches or less
Protect Your Investment
We offer products to help protect your investment in case something unexpected happens to you or your car.
Consider this insurance if your family would have difficulty making monthly payments in the event of your death or disability.
The minute you drive away from the dealership, your new car depreciates. That means if your vehicle is stolen or damaged beyond repair, its cash value could be thousands less than what you still owe — and you’ll be stuck paying the difference. GAP Advantage7 helps cover the difference between the actual cash value that’s covered by insurance and the amount you owe on your loan.
- If you have a GAP Advantage claim, we will provide you with a credit of up to $1,000 toward the financing of a replacement vehicle if you take out your loan with us.8
- Includes Auto Deductible Reimbursement, up to $500 of your insurance deductible, in the event of a minor accident.
- Can be purchased any time and is refundable if cancelled within the first 60 days.