Take a Break from Car Payments
Keep Your Car & Pay Less for It
You're probably paying too much for your car every month—but by refinancing, you can keep more of your hard-earned cash. Plus, you'll get even more budget breathing room with 90 days of no payments or interest!
You'll benefit from:
Substantial Savings: The average UWCU member saves $1,800 when they refinance with us.2 That's a whole lot of cash for a little effort!
A Fast, Easy Online Application: Go from application to closing in as few as 3 business days without stepping foot in a branch.
Money-Saving Discounts: Rates get even lower with our Value or Premium Rewards Checking discounts.
The average UWCU member saves $1,800 when they refinance with us.
Find Your Rate & Apply - It's Easy
Find Your Rate
Click Get Started to get your rate. Don't worry—this won't affect your credit score.
Pick Your Loan
Review your options and select the loan that's right for you.
Submit your application and get approved within 1 business day!
Why should I refinance my auto loan?
An auto loan refinance may be right for you if:
- You want to lower your rate and save on interest
- You want to lower your monthly payment with a new rate and/or term
- You want to change your term to pay off your loan sooner
Rates and terms vary depending on the model year of your vehicle. A new vehicle is classified as a vehicle with the model year 2023, 2022, 2021 or 2020. A used vehicle is classified as any vehicle with a model year 2019 or earlier.