Take a Break from Car Payments

Special Offer

Refinance your auto loan by December 31 and get 90 days of no payments or interest1!

Get Started

Keep Your Car & Pay Less for It

You're probably paying too much for your car every month—but by refinancing, you can keep more of your hard-earned cash. Plus, you'll get even more budget breathing room with 90 days of no payments or interest!

You'll benefit from:

Substantial Savings: The average UWCU member saves $1,800 when they refinance with us2. That's a whole lot of cash for a little effort.

A Fast, Easy Online Application: Go from application to closing in as few as 3 business days without stepping foot in a branch.

Money-Saving Discounts: Rates get even lower with our Value or Premium Rewards Checking discounts.

The average UWCU member saves $1,800 when they refinance with us. 

Find Your Rate & Apply - It's Easy


Find Your Rate

Click Get Started to get your rate. Don't worry—this won't affect your credit score.


Pick Your Loan

Review your options and select the loan that's right for you.



Submit your application and get approved within 1 business day!

Get Started

Not sure if refinancing is right for you?

Schedule an Appointment

Schedule an appointment to connect with a UW Credit Union expert.

Appointments are available via phone or in person with our auto loan experts.>> Schedule Here

Why should I refinance my auto loan?

An auto loan refinance may be right for you if:

  • You want to lower your rate and save on interest
  • You want to lower your monthly payment with a new rate and/or term
  • You want to change your term to pay off your loan sooner

Rates and terms vary depending on the model year of your vehicle. A new vehicle is classified as a vehicle with the model year 2023, 2022, 2021, or 2020. A used vehicle is classified as any vehicle with a model year 2019 or earlier.