Refinance Student Loans & Save

Not only will you save money in interest, now through November 30, you’ll receive $200 cash back when you refinance federal or private student loans with us.

5-Year Variable Rate Refinance

Rates as Low as
3.87
%
APR *

5-Year Fixed Rate Refinance

Rates as Low as
3.99
%
APR **

Lower Your Payment, Reduce Your Interest Rate

It pays to refinance your student loans! Now through November 30, you’ll receive $200 cash back* when you refinance $15,000 or more of student loans with UW Credit Union. It's our way of helping you move forward financially.

You’ll enjoy several benefits when you refinance:

  • Reduce Your Interest Rate – People who refinance with us typically reduce their interest rates by an average of 2 percent.
  • Lower Your Monthly Payment – You may see a reduction in your monthly payment.
  • One Easy Payment – Avoid managing multiple payments by making one payment each month. Sign up for automatic payments and receive a 0.25% discount.1 Plus, there are no prepayment penalties.

We offer 5-, 10- and 15-year terms, so you can pick the option that best suits your budget.

Pay off your student loans more quickly and easily by applying today!

Apply Now

Smiling woman stands in front a group of people at a table.

We're Your Student Loan Refinance Resource

Find out your potential savings by talking to a student loan expert. They can help you decide if refinancing is right for you and what term works best for your situation.

REQUEST MORE INFORMATION


You can also stop by one of our convenient branch locations:

Madison Area
Capitol Square
Junction Road
Monroe Street
State Street
University Avenue
Commercial Avenue
Northport Drive
Monona
Fitchburg
Sun Prairie
Middleton

Campus & High School
La Crosse
Stevens Point
Oshkosh
Green Bay
Milwaukee 
Whitewater
Madison College
Madison/Union South
Middleton High School

Milwaukee Area
State Street (Wauwatosa)
Mayfair Road (Wauwatosa)
Waukesha
Glendale
New Berlin
West Allis

Become a Member

If you’re not yet a member of UW Credit Union, joining is easy—you can become a member based on your location, your job, your school and even your family members.

Membership Eligibility