UW Credit Union Investment Services

Headshot of Teo Trandafir, Director of Investment Services at UW Credit Union
Teo Trandafir

Director of Investment Services

“Work with an advisor that you can trust to put your best interest first.”

Experience and Education
Teo is responsible for the overall strategic direction and success of Investment Services at UW Credit Union and provides leadership to the team. Teo has been an executive in the wealth management industry since 2000, developing extensive experience in investment program management and enhancing the client experience. He most recently served as assistant vice president at Partners Retirement and Wealth Management in Burbank, California. Prior to joining Partners Federal Credit Union in 2007, Teo held various management positions in the industry. In addition, he serves on the board for the Product & Research Organization for Credit Unions (PROCU), as well as the School of Human Ecology’s Personal Finance Advisory Board at UW-Madison. Teo has bachelor degrees from California State University San Bernardino and a master’s degree in finance from University of Redlands. He also attended the Euromed School of Management in France.

Value-Driven Successes
Teo’s passion for serving members resides at the core of his management philosophy – providing the best service experience possible. In fact, he encourages and supports his team in their efforts to increase their knowledge of the industry in order to improve the member experience. Teo looks for ways to improve members’ financial lives and works to foster this guiding principle in his staff.

Headshot of Matt Ruppe, Investment Services Program Manager at UW Credit Union
Matt Ruppe

Investment Services Program Manager

"Everyone needs a plan to be successful. Take control of your financial future...don't leave it to luck or chance."

Experience & Education
Matt is an investment professional who has worked in the industry since 1998 as a financial advisor, banker and regional sales manager. During that time, Matt has successfully managed two licensed banker programs. He specializes in tax law and retirement and estate planning to help members make sound financial decisions. He graduated from UW-Whitewater with a degree in finance and marketing.

Value-Driven Successes
Matt thrives on finding creative solutions to complex problems, and it drives him to help members gain understanding and confidence. Beyond that, Matt takes the time to get to know his members and truly cares about them. For example, when one of his clients was diagnosed with Alzheimer's, he researched state laws and developed a plan to help protect the couple's assets, reduce debt and afford long-term care. He counts this as one of his greatest accomplishments.

Headshot of Carina Alt, Financial Consultant at UW Credit Union
Carina Alt

CRPC,® Financial Consultant

"Don't let emotions override your investment decisions."

Experience & Education
Carina is an investment professional who has over 20 years of experience. Besides working as a financial consultant since 2002, she's also served as a personal banker and lender. As someone who's worked with hundreds of clients, Carina has developed a proactive approach when it comes to helping her clients pursue financial success. She specializes in creating lifetime income strategies and helping protect her clients with insurance and long-term care solutions. Carina is a graduate of Madison College.

Value-Driven Successes
One thing Carina has learned over the years is the important role trust plays in any client-advisor relationship. She's worked with some of her clients for more than ten years and has gotten to know their families along the way. In fact, when one of her clients was unexpectedly let go from her job, Carina helped her find a solution that allowed her to stay financially solvent during that difficult time. Carina sees this as one of her many successful client interactions.

Headshot of Bill Cashin, Financial Consultant at UW Credit Union
Bill Cashin

CFP,® Financial Consultant

"The quality of your retirement will undeniably be linked to the quality of your investments both before and during retirement."

Experience & Education
Bill entered financial planning to fill a void. He felt the industry was lacking advisors who truly listen to people's needs. Because of this, he strives to get at the core of what really matters to his clients. He understands that money is a tool to help people accomplish what they want to in life and develops plans to help them work toward getting there. Bill specializes in retirement planning, balancing the need to generate income over the long term while seeking to protect assets from a fluctuating market. He is a graduate of UW-Madison.

Value-Driven Successes
Bill helps bring confidence to his clients by working to remove financial uncertainty and stress from their lives. He recently met with a client who needed to plan for the continued care of an adult child after her passing. After carefully reviewing the client's portfolio, he was able to offer a strategy to address the adult child's continued care and financial solvency. Getting to the heart of what's important to his clients ultimately helps Bill pursue their financial goals.

Headshot of Kyle Judd, Financial Consultant a UW Credit Union
Kyle Judd

Financial Consultant

"The power of compounding can have a tremendous impact on your portfolio. That's why it's never too late to start planning for the retirement you envision."

Experience & Education
Kyle has always had a passion for helping people and solving problems. He understands that financial planning can seem complicated, which can sometimes prevent people from pursuing their financial dreams. That's why he takes the time to fully understand members' financial goals and listen to their concerns, answering any questions along the way. Then, Kyle puts every piece of the puzzle together to create a solid investment plan for members. He is a graduate of UW-Milwaukee with a degree in finance.

Value-Driven Successes
Kyle strives to make members' financial lives easier. He recently helped a member who had just lost a loved one. Because it was a very difficult and emotional time, Kyle helped the member stay on top of daily finances while still pursuing retirement goals. Kyle counts this as one of his proudest accomplishments, showing that Investment Services is big enough to help, yet small enough to care.

Headshot of Aaron Lawry, Financial Consultant at UW Credit Union
Aaron Lawry

Financial Consultant

"We all have things we consider important in life. Our investment goals should be one of them."

Experience & Education
Aaron got into financial planning so he can help his clients make sense of investing by creating transparent, attainable financial goals. He believes that knowing your options are investing wisely can be the difference between leading a financially secure life or falling short. He specializes in creating solid financial plans that incorporate short-term goals, retirement needs and wealth transfer. Aaron has been in the industry since 2006 and is a graduate of UW-La Crosse.

Value-Driven Successes
One of the things that give him the greatest satisfaction is helping clients understand their options and seeing the positive effect he has on their lives. He recently met with clients who were unsure if they could retire. They had savings, retirement accounts and life insurance but didn't know how they would work in retirement. After meeting with Aaron, they had a clearly defined path to pursue both their short and long-term goals.

Headshot of Jeremy Marshall, Financial Consultant at UW Credit Union
Jeremy Marshall

Financial Consultant

"The time to start investing is now. The power of time will never be greater than it is today."

Experience & Education
Jeremy's decision to become a financial consultant combined two of his passions—solving mathematical problems and serving people. Always good with numbers, Jeremy was inspired to get his degree in Economics from UW-Madison. He also spent years working at a local restaurant, dedicating himself to excellent customer service. These paths naturally led him to be a financial consultant where he specializes in retirement planning and social security strategies, especially with University and State employees. He has been in the industry since 2005.

Value-Driven Successes
One of Jeremy's favorite moments is when he can tell someone that they can comfortably retire. He recently met with a member who was unsure if he'd even be able to do so. Jeremy calculated his pension projections, Social Security payouts and assets and discovered that the member could retire the next year and be taken care of well into his nineties. It is a powerful moment to Jeremy when people discover they can work for personal fulfillment rather than necessity.

Headshot of Frank Mularz, Financial Consultant at UW Credit Union
Frank Mularz

Financial Consultant, Milwaukee Area

"It gives me the most satisfaction to relieve people's financial stress."

Experience & Education
Frank is an investment professional who has worked in the industry since 1997. He realizes that investments can be complicated, so his mission is to have everyone leave with a clear picture of their financial goals and a plan to pursue them. With pensions becoming increasingly rare, Frank specializes in income distribution plans in early and post-retirement. He is a graduate of Western Carolina University in North Carolina with a degree in business and has lived in the Milwaukee area the past 12 years.

Value-Driven Successes
Frank thrives on finding solutions to complicated issues, helping members gain clarity and confidence. Recently, a man visited him because a financial planner told him it was too late to build his retirement savings. That explanation wasn't acceptable to Frank who had a completely different outlook on the situation. He was able to develop a clearly defined path to pursue the man's goals, which Frank sees as one of his greatest successes.

Headshot of Justin Novara, LPL Registered Investment Sales Assistant at UW Credit Union
Justin Novara

CFP,® LPL Registered Investment Sales Assistant II

Justin has been in the financial industry since 2011, most recently serving as a financial specialist with UW Credit Union. During his career, he's also previously worked as an investment assistant. Taking pride in the “Everyone is Welcome” philosophy of Investment Services at UW Credit Union, he enjoys helping members pursue their financial dreams by matching them to the financial consultant that can best fit their needs. He has a degree in personal finance from UW-Madison.

Headshot of Kevin Hoeft, LPL Registered Investment Sales Assistant at UW Credit Union
Kevin Hoeft

LPL Registered Investment Sales Assistant

As an Investment Services registered sales assistant, Kevin pursues his passion of helping people. His primary responsibilities are pairing members to a financial consultant best fit for them, as well as researching and analyzing accounts and products. Kevin has held many roles at UW Credit Union, including his positions as a teller and financial specialist. He has been in the financial industry since 2012 and has a degree in personal finance from UW-Madison.