Savings, Certificates & Money Market  Accounts

Individual plants flowers while considering savings options from UW Credit Union

Choose from a variety of short- and long-term savings options to meet your needs and goals.

Savings

We make saving simple with features that fit your needs.

Savings – Start with as little as $5 and set up automatic deposits to reach your goals. (Establishes membership)

Youth Savings – Develop strong savings habits early. Open an account with $5 and no service charges.

College Fund – This custodial account has no monthly service charges and can be opened with $100.

IRA Savings – Start building funds for your retirement. Convert to a certificate or IRA investment at any time.

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Man sitting at a desk uses his mobile phone to check his UW Credit Union money market account

Money Markets

Get more out of your money with a higher yield account.

Investor’s Advantage Money Market Account – A competitive rate with dividends earned on all balances. Plus frequent transfers or withdrawals. Minimum opening deposit is $100.

Investor’s Indexed Money Market Account – Leading rates that adjust with the market, and frequent transfers or withdrawals. Minimum opening deposit is $10,000.

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Certificates

Build your savings while knowing you have a guaranteed return, even during economic uncertainty.

Regular Certificate – Terms from 3 to 60 months and $500 minimum opening deposit.

IRA Certificate – Terms from 6 to 60 months and $500 minimum opening deposit.

Rate Bump Certificate – 24 month term with the option to raise your rate once during the time frame. Minimum opening deposit is $5,000.

Smart Saver Certificate – 18 or 30 month term that requires recurring deposits. Minimum opening deposit is $250.

Smart Saver Plus – 12 month term with December withdrawal access that requires recurring deposits. Minimum opening deposit is $250.

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Mother and daughter drink coffee and discuss saving money with UW Credit Union