What Your Membership Delivered in Q2 2026

We’re Here For Every You. 

Groceries, gas, healthcare — the cost of living has gone up, and it's stretching a lot of household budgets right now. That's exactly when you need to know your credit union is standing on solid ground. Your deposits are safe, your rates stay fair, and we don't change our commitment to you when the economy gets tougher. Here's a look at the financial strength that backs up our promises: 

• $475.2M in cash and Federal Reserve deposits — available right now 
• $994.6M in investment securities, with 38% maturing within the next 12 months 
• $1.8B in backup borrowing capacity from the Federal Home Loan Bank and Federal Reserve 
• $0 in brokered deposits — we're funded entirely by our members  

We carry $619M in capital reserves — 31.6% above the threshold required for our highest "well-capitalized" designation. That's not a response to the current environment. It's how we've always approached growth: carefully, sustainably, and with our members' long-term interests as the measure of success. 

Being Member-Owned is a Promise.
Here’s What Keeping It Looked Like This Quarter.  

$9.4M million back in your pocket — and counting  

Members with a Rewards Checking account earn up to 2% cash back on every credit card purchase. No annual fee. Through the second quarter of 2026, that's already added up to $9.4M returned to members.  

Free Early Payday — already reaching 153,088 members

More than 153,000 members get their paycheck up to two days early — at no charge. It sounds like a small thing. For the member with a bill due Thursday, it isn't.  

We saved members more than $2.2M in overdraft fees this quarter  

Here's how overdraft fees typically work at most institutions: your balance runs low, and you're charged $25 or $35 — sometimes several times in a single day, for transactions already in motion. 

We designed Balance Backup differently. One fee. One time per day. Just $5 — no matter how many transactions come through while your balance is low. You stay covered. You stay in control. You don't get buried in penalty fees for one tight week. 

 In Q2 alone, that approach saved our members more than $2.2M compared to what they'd have paid elsewhere. We think that's just the right way to run a financial institution. 

We Help You Build The Life You’re Working Toward

•  $4.7B | Total loan balances at quarter end  
• $823M | New loans funded in Q2 — up 12.5% from Q2 2025  
• 18.5% | Annualized loan growth rate  
• 0.48% | Our loan delinquency rate*

*For context: the national average for banks, as reported by the FDIC, is 0.98%.

More members borrowing with us reflects the trust they place in us — and our loan quality reflects the care with which we honor that trust. 

A Credit Union More People Are Choosing — And Recommending  

When members find real value — in their rates, their accounts, their experience — they stay, and they tell others. That's the kind of growth we're most proud of.