Joining UW Credit Union is quick, easy. See why the best way to bank isn’t at a bank at all.
Serving Members from Camp Randall to the Hoan Bridge
Joining UW Credit Union gives you access to our consumer-friendly banking services, seamless digital banking platform and convenient local branches. It also gives you access to something more: A financial institution that understands you’re a person, not an account number.
For nearly 100 years we’ve been dedicated to helping Wisconsinites reach their financial goals. Become a member and let us help you reach yours.
Everyday Banking from Anywhere, Including Your Favorite Fish Fry Spot
Check your balance from the ballpark, transfer money while walking to class – heck, you can even apply for a loan while waiting for your fish fry if you want. Where and when you do your banking is up to you, and with our secure digital banking platform and mobile app you can do it from anywhere life takes you.
Financial Services for Every Age and Stage
Whether you need your first checking account or are looking for your next mortgage loan, you can find it at UW Credit Union. We offer financial services designed help you at every stage in life –without the big fees and hassle you might find elsewhere.
UW Credit Union Services include:
- Rewards Checking
- Youth Accounts
- High-Yield Saving Accounts
- Traditional Saving Accounts
- Home Loans
- Auto Loans
- Student Loans
- Personal Loans
- Home Equity Loans
- Home Equity Lines of Credit (HELOCs)
- Credit Cards
- Refinancing
UW Credit Union Membership Perks
Members have access to a variety of benefits designed to make life a little bit easier:
Everyday Saving
- Rewards Checking accounts with no monthly fees and Early Payday
- Credit cards with no annual fees and a 10,000 bonus points offer3
- Balance Backup helps you avoid declined transactions
- Accidentally overspent? Our fee is just $5 per day.
- Anytime balance transfers
Lower Cost Lending
- Low closing costs on mortgages plus:
- Up to $1,000 off for first-time homebuyers
- Up to $500 off for experienced buyers
- Up to $250 more off closing costs when you also have Rewards Checking
- Up to $750 off Traditional or Jumbo Refinance closing costs
- Closing costs as low as $149 on our Rapid Refinance
- No or low closing costs on home equity lines of credit
Free Financial Resources
- Credit monitoring and access to your credit score and full credit report
- Credit Consultations
- Financial, homebuying and retirement seminars
- Financial counseling through GreenPath
- Wealth Management* for retirement and long-term planning
Everyday Convenience & Discounts
- Hundreds of surcharge-free ATMs
- Convenient Wisconsin branch locations
- Free notary services
- Free in-branch coin machines
- College scholarship program
- Discounted Bublr Bikes memberships (Milwaukee)
- Free and secure document shredding events
- Discounted Wisconsin Badgers™ tickets1
- Save 5% at the The University Book Store2
The UW Credit Union Difference
The true measure of a financial institution isn’t whether they have checking accounts or lots of high-tech features. These days nearly everyone does. It’s how they treat people who use their services.
Who you trust with your money matters.
When you need help – whether you misplaced a debit card, need to navigate the home buying process or need help tackling debt – knowing you’re being served by people who have your best interests at heart makes a difference.
Membership with UW Credit Union can give you the convenience of modern, always-on digital banking alongside friendly, local experts who know your community and care about the people in it.
Made to serve
As a credit union we answer to our members, not shareholders. We reinvest in our members so we can keep fees low (or eliminate them all together) while still delivering best-in-class service and support online or in-person.
Created on campus
UW Credit Union was founded nearly 100 years ago on UW-Madison’s campus to serve community members who needed a financial institution they could trust. We’ve been proudly Wisconsin ever since.
Future focused
UW Credit Union is an award-winning leader when it comes to green living and responsible business practices.
Community minded
We support hundreds of worthy causes each year through charitable giving and volunteering, as well as through college scholarships to Wisconsin students.
Committed to inclusivity
One of our top priorities as a financial institution and local employer is fostering an inclusive culture that helps everyone thrive.
Who Can Join UW Credit Union?
Just about anyone! If you live, work or go to school within 5 miles of a branch location or are a Wisconsin resident who has attended an accredited higher education institution anywhere, you can become a member. But those aren’t the only ways to join. Take a look at our eligibility requirements and see what you’ll need to have ready to start your application. (Don’t worry – it’s quick and easy.)
