Credit Card Balance Transfers

Transfer & Save

Transfer balances from other credit cards to your UWCU credit card and save big.

• 0% APR on transferred balances for 6 months,¹ returning to your standard variable APR (13.40%-27.75%) thereafter.
• 3% balance transfer fee*
• No credit eligibility restrictions
• Unlimited balance transfers
• Transfers can be made anytime

To do a balance transfer, log in to Web Branch and click on Transfers & Payments, then Balance Transfer.

If you don't have a UWCU credit card, apply now. You will be able to do a balance transfer as soon as you are approved for your new card.

Apply Now Log In to Web Branch

How a Balance Transfer Works

A balance transfer moves your existing balance from one credit card to another. Balance transfers are a great way to:

• Reduce your interest rate
• Consolidate debt into one easy payment
• Pay off balances faster
• Potentially save hundreds, even thousands, in interest

Below is an example balance transfer and potential savings.