Vehicle Resource Center
Make the vehicle buying process easier with useful tips and information from UW Credit Union. If you have any questions, stop by a branch or call 800-533-6773. We’re here to help!
What You’ll Need When Purchasing
Depending on the type of purchase you plan to make, the financing process may vary slightly.
Partner Dealerships
We partner with hundreds of dealerships to help streamline the loan process. Browse dealer inventories in our Auto Research Center and use NADA to explore vehicle values.
When purchasing from a partner dealership:
- The dealer will create a duplicate credit application for you since they do not have access to your personal information at UW Credit Union.
- You will close and sign your loan papers right there at the dealership.
Non-Partner Dealerships
Even if we don’t have a direct partnership with your dealer, we can still finance your vehicle purchase quickly and easily.
When purchasing from a non-partner dealership:
- Provide to UW Credit Union a readable copy of the Dealer Purchase Agreement/Buyer’s Order from your dealership.
- Provide the dealership with UW Credit Union’s lienholder information:
UW Credit Union
P.O. Box 44963
Madison, WI 53744-4963
Phone: 608-232-5000
Fax: 608-236-2981
Secured Party No: 005805
Private Sellers
When purchasing from a private seller:
- Provide to UW Credit Union a readable copy of the front of the vehicle's title.
Note: If the title shows a lien on it, we will also need either a copy of the lien release or a payoff quote from the financial institution that holds the loan.
- You and the seller will need to complete and sign a Bill of Sale provided by UW Credit Union.
Lease Buyouts
When purchasing your leased vehicle:
- Contact your leasing company to obtain and provide UW Credit Union with a copy of the full Lease Buyout Packet or Purchase Agreement (if the lease closing is at a dealership).
- Provide the dealership with UW Credit Union’s lienholder information (if the lease closing is at a dealership):
UW Credit Union
P.O. Box 44963
Madison, WI 53744-4963
Phone: 608-232-5000
Fax: 608-236-2981
Secured Party No: 005805
How to Send Documents
There are several ways to provide any required documents to UW Credit Union:
- Email your lender – it’s the easiest and most direct way to provide documents
- Fax documents to us at 608-236-2981
- Email documents to us at [email protected]
- Bring documents to your nearest branch
Once you have submitted required documents, we will contact you to go over the final details and set up a closing method for you to sign your loan papers, either in person or via email.
How to Make Payments
We offer several easy ways to make your vehicle loan payment online, explore all the ways you can easily pay your UW Credit Union auto loan.
Additional Benefits
We offer valuable protection products for your vehicle to help you save money and enjoy peace of mind. Speak with your loan officer to learn more.
Vehicle Repair Coverage1
Vehicle Repair covers the cost of minor and major repairs to your vehicle with a deductible as low as $0. Plus, every plan comes with 24-hour emergency roadside assistance, rental and travel reimbursements, paintless dent repair and windshield repair.
Try it with no risk—if you decide to cancel within the first 60 days, you’ll receive a full refund.
GAP Coverage2
Because your vehicle depreciates, its value could be less than what you owe on your loan. GAP covers the difference between what you owe on your loan and what your insurance will pay in the event your vehicle is stolen or damaged beyond repair.
GAP can be added to your loan at any time and is refundable if cancelled within the first 60 days.