Student Loan Process & Timing
Undergraduate, Graduate & Family Private Student Loans
Student Loan Steps & Timeline
The loan process typically takes 4-6 weeks to complete and follows these steps:
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1Complete Your ApplicationWe'll review the application as soon as it's submitted.
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2Certification Request Sent to Your SchoolWe work with the student's school to get all paperwork completed. (12 business days on average)
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3Final Truth in Lending Disclosure & Right of Rescission PeriodAfter final documents have been signed, lending laws give borrowers an opportunity to reconsider. (4 business days)
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4Funds Received & Processed by Educational InstitutionWe send funds directly to the school for processing. If there is money left over, the school will give it to the student. (7-10 business days)
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We Can Help
Have questions or need help? Our team is here for you.
Start Your Student Loan Application
Enjoy a simple, streamlined process for undergraduate, graduate and family private student loans. Start by gathering some details and submitting your application online:
- Identification & Contact Info – Your Social Security number, driver’s license number, address, phone number and email
- Employment Info – Your employer’s name and your annual salary
- Cosigner’s Info – If applicable, you'll need to include your cosigner’s name and email address